Net Income Analysis ( % relative to Total Revenue )
Income Statement First State Bank All Insured Commercial Banks in Arkansas
Interest and Fees on Loans 5,583 11,107
Income from Lease Financing Receivables — 1
17 29
Estimated Tax Benefit from Tax-Exempt Loan Income 9 15
Income on Loans and Leases (TE) 5,592 11,129
Investment Interest Income (TE) 1,982 1,636
Total Interest Income (TE) 7,711 12,872
Total Interest Expense 1,115 1,430
Net Interest Income (TE) 6,596 11,443
Non-Interest Income 353 3,679
Adjusted Operating Income (TE) 6,949 16,091
Non-interest Expense 6,825 10,771
Provision for Loan & Lease Losses — 635
Pretax Operating Income (TE) 124 4,580
Pretax Net Operating Income (TE) 528 4,646
Applicable Income Taxes — 823
Net Operating Income 507 3,504
Net Income 507 3,504
Cash Dividends Declared — 2,018
Retained Earnings 507 1,459