Vitals
  • Total Assets
    236.0M 3.9 %
  • Total Deposits
    196.8M 3.2 %
  • Total Net Loans
    182.3M 8.7 %
  • Net Income
    2.7M 18.5 %
  • Book Value
    26.7M 7.4 %
  • Book Value x2
    53.4M 7.4 %
  • Book Value x3
    80.2M 7.4 %
ROAA

1.131

ROAE

10.277

Efficiency Ratio

59.096

Net Interest Margin

3.832

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Arkansas
Balance Sheet $(000)
Total Assets 236,041 318,289
Total Net Loans 182,299 216,383
Total Deposits 196,843 263,403
Total Equity 26,725 35,927
Profitability
Net Income 2,660 3,504
Return on Average Assets 1.131 .978
Return on Average Equity 10.277 8.333
Net Interest Margin 3.832 3.942
Efficiency Ratio 59.096 67.5
Noninterest Income/Revenue 17.167 22.229
Balance Sheet Ratios
Loan-to-Deposit 92.611 73.916
Securities/Assets .107 .179
Total Equity/Total Assets .113 .113
Tangible Equity/Tangible Assets .113 .105
Capital Adequacy
Tier 1 Common Capital 26,849 33,826
Tier 1 Capital 26,849 33,832
Tier 2 Capital 2,449 2,662
Total Capital 29,298 36,492
Total Risk Weighted Assets 195,713 231,187
Leverage Ratio 10.88 10.961
Common Equity Tier 1 Capital Ratio 13.72 16.798
Tier 1 Capital Ratio 13.72 16.813
Total Capital Ratio 14.97 17.973

Timeline for First State Bank

First State Banking Corp

First State Banking Corp became a new parent organization for First State Bank.

View Profile Dec 31 1980

First State Bank

First State Bank was established 90 years ago and is currently headquartered in Russellville, AR.

Jan 12 1934
Relationships Role Relationship Start Relationship End
First State Banking Corp Parent 12/31/1989
First State Banking Corp Parent 12/31/1988 12/30/1989
First State Banking Corp Parent 12/31/1980 12/30/1988
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