First State Bank
Russellville, AR — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First State Bank | All Insured Commercial Banks in Arkansas |
| Interest and Fees on Loans | 8,311 | 11,107 |
| Income from Lease Financing Receivables | — | 1 |
| 1 | 29 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 15 |
| Income on Loans and Leases (TE) | 8,311 | 11,129 |
| Investment Interest Income (TE) | 642 | 1,636 |
| Total Interest Income (TE) | 9,081 | 12,872 |
| Total Interest Expense | 644 | 1,430 |
| Net Interest Income (TE) | 8,437 | 11,443 |
| Non-Interest Income | 1,882 | 3,679 |
| Adjusted Operating Income (TE) | 10,319 | 16,091 |
| Non-interest Expense | 6,098 | 10,771 |
| Provision for Loan & Lease Losses | — | 635 |
| Pretax Operating Income (TE) | 4,221 | 4,580 |
| Pretax Net Operating Income (TE) | 4,226 | 4,646 |
| Applicable Income Taxes | 1,473 | 823 |
| Net Operating Income | 2,660 | 3,504 |
| Net Income | 2,660 | 3,504 |
| Cash Dividends Declared | 700 | 2,018 |
| Retained Earnings | 1,960 | 1,459 |