Vitals
  • Total Assets
    363.0M 8.5 %
  • Total Deposits
    266.3M 13.6 %
  • Total Net Loans
    258.7M 19.6 %
  • Net Income
    3.7M 3.7 %
  • Book Value
    40.7M 5.9 %
  • Book Value x2
    81.4M 5.9 %
  • Book Value x3
    122.1M 5.9 %
ROAA

1.093

ROAE

9.317

Efficiency Ratio

84.123

Net Interest Margin

3.749

Balance Sheet Highlights
Financial Highlights First State Bank Of St. Charles, Missouri All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 362,957 258,416
Total Net Loans 258,671 178,998
Total Deposits 266,280 217,087
Total Equity 40,711 28,107
Profitability
Net Income 3,720 2,724
Return on Average Assets 1.093 1.016
Return on Average Equity 9.317 9.475
Net Interest Margin 3.749 3.745
Efficiency Ratio 84.123 67.758
Noninterest Income/Revenue 67.527 16.937
Balance Sheet Ratios
Loan-to-Deposit 97.143 78.741
Securities/Assets .184 .158
Total Equity/Total Assets .112 .109
Tangible Equity/Tangible Assets .102 .106
Capital Adequacy
Tier 1 Common Capital 41,229 27,011
Tier 1 Capital 41,229 27,012
Tier 2 Capital 2,183 2,220
Total Capital 43,412 29,258
Total Risk Weighted Assets 323,386 195,723
Leverage Ratio 11.76 10.472
Common Equity Tier 1 Capital Ratio 12.75 14.947
Tier 1 Capital Ratio 12.75 14.954
Total Capital Ratio 13.42 16.077

Timeline for First State Bank Of St. Charles, Missouri

First State Bancshares, Inc.

First State Bancshares, Inc. became a new parent organization for First State Bank Of St. Charles, Missouri.

View Profile Apr 13 1989

First State Bank Of St. Charles, Missouri

First State Bank Of St. Charles, Missouri was established 156 years ago and is currently headquartered in St. Charles, MO.

May 10 1867
Relationships Role Relationship Start Relationship End
First State Bancshares, Inc. Parent 4/13/1989
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