Vitals
  • Total Assets
    100.4M
  • Total Deposits
    90.4M
  • Total Net Loans
    19.8M
  • Net Income
    2.1M
  • Book Value
    8.8M
  • Book Value x2
    17.7M
  • Book Value x3
    26.5M
ROAA

2.944

ROAE

31.132

Efficiency Ratio

50.629

Net Interest Margin

3.542

Balance Sheet Highlights
Financial Highlights First State Bank Of North Texas All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 100,368 118,894
Total Net Loans 19,845 64,395
Total Deposits 90,419 101,247
Total Equity 8,829 11,923
Profitability
Net Income 2,058 2,458
Return on Average Assets 2.944 1.276
Return on Average Equity 31.132 12.888
Net Interest Margin 3.542 4.323
Efficiency Ratio 50.629 68.526
Noninterest Income/Revenue 40.292 17.564
Balance Sheet Ratios
Loan-to-Deposit 21.948 60.523
Securities/Assets .629 .71
Total Equity/Total Assets .088 .1
Tangible Equity/Tangible Assets .088 -.064
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,849 11,179
Tier 2 Capital 269 761
Total Capital 9,118 11,958
Total Risk Weighted Assets 20,732 72,698
Leverage Ratio 9.47 9.841
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 42.68 17.144
Total Capital Ratio 43.98 18.224

Timeline for First State Bank Of North Texas

Prosperity Bank

First State Bank Of North Texas was acquired by Prosperity Bank 20 years

View Profile Dec 10 2003

Citizens State Bank Of Frost

Acquisition: First State Bank Of North Texas acquired a new subsidiary, Citizens State Bank Of Frost, 30 years

View Profile Jun 01 1993

First National Bank Of Cedar Hill

Acquisition: First State Bank Of North Texas acquired a new subsidiary, First National Bank Of Cedar Hill, 33 years

View Profile May 17 1991

First State Bank Of North Texas

First State Bank Of North Texas was established 118 years ago and is currently headquartered in Dallas, TX.

Feb 14 1906
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Prosperity Bank Buyer 21,390,286 Acquisition Discontinued 12/10/2003
Citizens State Bank Of Frost Seller 11,679 Discontinued 6/1/1993
First National Bank Of Cedar Hill Seller 10,959 Failure 5/17/1991
Relationships Role Relationship Start Relationship End
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