Vitals
  • Total Assets
    159.5M 27.2 %
  • Total Deposits
    133.4M 22.2 %
  • Total Net Loans
    116.7M 33.6 %
  • Net Income
    1.4M -18.6 %
  • Book Value
    10.4M 8.3 %
  • Book Value x2
    20.8M 8.3 %
  • Book Value x3
    31.2M 8.3 %
ROAA

1.013

ROAE

14.143

Efficiency Ratio

68.62

Net Interest Margin

5.742

Balance Sheet Highlights
Financial Highlights First National Bank All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 159,486 193,576
Total Net Loans 116,699 133,215
Total Deposits 133,403 165,148
Total Equity 10,385 17,840
Profitability
Net Income 1,444 3,533
Return on Average Assets 1.013 1.432
Return on Average Equity 14.143 15.969
Net Interest Margin 5.742 4.708
Efficiency Ratio 68.62 63.693
Noninterest Income/Revenue 6.96 15.873
Balance Sheet Ratios
Loan-to-Deposit 87.479 69.891
Securities/Assets .142 .534
Total Equity/Total Assets .065 .092
Tangible Equity/Tangible Assets .065 -.047
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,553 16,272
Tier 2 Capital 1,014 1,717
Total Capital 11,567 17,559
Total Risk Weighted Assets 117,307 128,545
Leverage Ratio 6.96 9.103
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9 14.159
Total Capital Ratio 9.86 15.15

Timeline for First National Bank

Alpine Bank

First National Bank was acquired by Alpine Bank 18 years

View Profile Jan 01 2006

First Colorado Insurance Agency

First Colorado Insurance Agency became a new subsidiary organization for First National Bank.

View Profile Apr 01 2003

First Colorado Bankshares, Inc.

First Colorado Bankshares, Inc. became a new parent organization for First National Bank.

View Profile Dec 01 1994

First National Bank

First National Bank was established 31 years ago and is currently headquartered in Telluride, CO.

Sep 25 1992
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Alpine Bank Buyer 2,964,900 Acquisition Discontinued 1/1/2006
Relationships Role Relationship Start Relationship End
First Colorado Bankshares, Inc. Parent 12/1/1994 12/31/2005
First Colorado Insurance Agency Subsidary 4/1/2003 12/31/2005
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