Leverage Ratio Over Time
Leverage Ratio First National Bank All Insured Commercial Banks in Colorado
12-31-2005 6.96 9.103
09-30-2005 7.36 9.102
06-30-2005 7.47 9.21
03-31-2005 7.66 9.137
12-31-2004 7.71 9.044
09-30-2004 7.8 9.131
06-30-2004 7.88 9.082
03-31-2004 7.93 9.072
12-31-2003 8.24 9.006
09-30-2003 8.1 8.969
06-30-2003 8.61 8.856
03-31-2003 8.92 8.853
12-31-2002 8.63 8.704