First National Bank
Telluride, CO — Domestic Branch of a Domestic Bank
Acquired Jan 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First National Bank | All Insured Commercial Banks in Colorado |
Interest and Fees on Loans | 7,944 | 10,379 |
Income from Lease Financing Receivables | 46 | 119 |
46 | 91 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 23 | 45 |
Income on Loans and Leases (TE) | 8,013 | 10,421 |
Investment Interest Income (TE) | 1,211 | 2,760 |
Total Interest Income (TE) | 9,357 | 10,877 |
Total Interest Expense | 1,946 | 2,934 |
Net Interest Income (TE) | 7,411 | 7,845 |
Non-Interest Income | 700 | 2,052 |
Adjusted Operating Income (TE) | 8,111 | 9,738 |
Non-interest Expense | 5,566 | 5,728 |
Provision for Loan & Lease Losses | 122 | 530 |
Pretax Operating Income (TE) | 2,423 | 5,167 |
Pretax Net Operating Income (TE) | 2,424 | 5,183 |
Applicable Income Taxes | 747 | 1,835 |
Net Operating Income | 1,444 | 3,533 |
Net Income | 1,444 | 3,533 |
Cash Dividends Declared | 476 | 2,597 |
Retained Earnings | 968 | 2,070 |