Vitals
  • Total Assets
    149.0M 8.1 %
  • Total Deposits
    134.7M 8.7 %
  • Total Net Loans
    96.7M 15.0 %
  • Net Income
    206000.0000 -70.3 %
  • Book Value
    13.0M 1.3 %
  • Book Value x2
    26.1M 1.3 %
  • Book Value x3
    39.1M 1.3 %
ROAA

.144

ROAE

1.599

Efficiency Ratio

95.415

Net Interest Margin

3.734

Balance Sheet Highlights
Financial Highlights First Mountain Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 149,002 1,170,476
Total Net Loans 96,738 781,437
Total Deposits 134,669 945,997
Total Equity 13,049 149,439
Profitability
Net Income 206 11,561
Return on Average Assets .144 .896
Return on Average Equity 1.599 7.49
Net Interest Margin 3.734 3.756
Efficiency Ratio 95.415 68.735
Noninterest Income/Revenue 15.418 15.607
Balance Sheet Ratios
Loan-to-Deposit 71.834 82.703
Securities/Assets .094 .147
Total Equity/Total Assets .088 .128
Tangible Equity/Tangible Assets .086 .117
Capital Adequacy
Tier 1 Common Capital 13,105 129,601
Tier 1 Capital 13,105 129,963
Tier 2 Capital 1,444 10,183
Total Capital 14,549 140,283
Total Risk Weighted Assets 114,029 875,136
Leverage Ratio 8.99 11.395
Common Equity Tier 1 Capital Ratio 11.49 14.983
Tier 1 Capital Ratio 11.49 15.124
Total Capital Ratio 12.76 16.311

Timeline for First Mountain Bank

Premier Business Bank

First Mountain Bank was acquired by Premier Business Bank 8 years

View Profile Jan 29 2016

First Mountain Bancorp

Acquisition: First Mountain Bank acquired a new subsidiary, First Mountain Bancorp , 11 years

View Profile Jan 25 2013

First Mountain Bancorp

First Mountain Bancorp became a new parent organization for First Mountain Bank.

View Profile Sep 05 2006

First Mountain Bank

First Mountain Bank was established 42 years ago and is currently headquartered in Big Bear Lake, CA.

Sep 28 1981
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Premier Business Bank Buyer 484,185 Acquisition Discontinued 1/29/2016
First Mountain Bancorp Seller Acquisition Discontinued 1/25/2013
Relationships Role Relationship Start Relationship End
First Mountain Bancorp Parent 9/5/2006 1/24/2013
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