Vitals
  • Total Assets
    405.6M 3.8 %
  • Total Deposits
    334.4M 3.7 %
  • Total Net Loans
    277.4M 10.9 %
  • Net Income
    4.3M -6.0 %
  • Book Value
    37.4M 0.3 %
  • Book Value x2
    74.9M 0.3 %
  • Book Value x3
    112.3M 0.3 %
ROAA

1.074

ROAE

11.162

Efficiency Ratio

73.023

Net Interest Margin

3.721

Balance Sheet Highlights
Financial Highlights First Kentucky Bank, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 405,598 275,102
Total Net Loans 277,392 177,820
Total Deposits 334,403 227,063
Total Equity 37,435 30,287
Profitability
Net Income 4,282 2,592
Return on Average Assets 1.074 .944
Return on Average Equity 11.162 8.074
Net Interest Margin 3.721 3.847
Efficiency Ratio 73.023 70.925
Noninterest Income/Revenue 17.32 17.219
Balance Sheet Ratios
Loan-to-Deposit 82.951 76.952
Securities/Assets .23 .219
Total Equity/Total Assets .092 .11
Tangible Equity/Tangible Assets .09 .107
Capital Adequacy
Tier 1 Common Capital 37,122 29,354
Tier 1 Capital 37,122 29,354
Tier 2 Capital 3,570 2,092
Total Capital 40,692 31,454
Total Risk Weighted Assets 285,197 190,479
Leverage Ratio 9.22 11.285
Common Equity Tier 1 Capital Ratio 13.02 17.115
Tier 1 Capital Ratio 13.02 17.115
Total Capital Ratio 14.27 18.174

Timeline for First Kentucky Bank, Inc.

Bardwell Deposit Bank

Acquisition: First Kentucky Bank, Inc. acquired a new subsidiary, Bardwell Deposit Bank, 17 years

View Profile Oct 21 2006

Exchange Bancshares, Inc.

Exchange Bancshares, Inc. became a new parent organization for First Kentucky Bank, Inc..

View Profile Jul 28 1980

Usher And Gardner, Incorporated

Usher And Gardner, Incorporated became a new parent organization for First Kentucky Bank, Inc..

View Profile Dec 31 1970

First Kentucky Bank, Inc.

First Kentucky Bank, Inc. was established 125 years ago and is currently headquartered in Mayfield, KY.

Jan 01 1899
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bardwell Deposit Bank Seller 48,912 Acquisition Discontinued 10/21/2006
Relationships Role Relationship Start Relationship End
Exchange Bancshares, Inc. Parent 4/14/1999
Exchange Bancshares, Inc. Parent 4/27/1993 4/13/1999
Exchange Bancshares, Inc. Parent 12/31/1982 4/26/1993
Exchange Bancshares, Inc. Parent 12/31/1981 12/30/1982
Exchange Bancshares, Inc. Parent 7/28/1980 12/30/1981
Usher And Gardner, Incorporated Parent 12/31/1970 7/27/1980
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