Vitals
  • Total Assets
    48.9M -7.2 %
  • Total Deposits
    40.8M -8.3 %
  • Total Net Loans
    23.7M -5.3 %
  • Net Income
    197000.0000 -57.4 %
  • Book Value
    6.1M 0.8 %
  • Book Value x2
    12.3M 0.8 %
  • Book Value x3
    18.4M 0.8 %
ROAA

.506

ROAE

4.394

Efficiency Ratio

78.987

Net Interest Margin

3.563

Balance Sheet Highlights
Financial Highlights Bardwell Deposit Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 48,912 157,056
Total Net Loans 23,683 107,190
Total Deposits 40,792 126,105
Total Equity 6,131 16,881
Profitability
Net Income 197 2,055
Return on Average Assets .506 1.291
Return on Average Equity 4.394 12.224
Net Interest Margin 3.563 4.194
Efficiency Ratio 78.987 64.563
Noninterest Income/Revenue 6.385 11.664
Balance Sheet Ratios
Loan-to-Deposit 58.058 82.212
Securities/Assets .462 .322
Total Equity/Total Assets .125 .107
Tangible Equity/Tangible Assets .125 .051
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,357 16,152
Tier 2 Capital 338 1,209
Total Capital 6,695 17,361
Total Risk Weighted Assets 26,302 108,800
Leverage Ratio 12.94 11.044
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 24.17 16.908
Total Capital Ratio 25.45 18.045

Timeline for Bardwell Deposit Bank

First Kentucky Bank, Inc.

Bardwell Deposit Bank was acquired by First Kentucky Bank, Inc. 17 years

View Profile Oct 21 2006

Purchase Area Realty, Inc.

Purchase Area Realty, Inc. became a new subsidiary organization for Bardwell Deposit Bank.

View Profile Nov 28 1995

Purchase Area Bancorp, Inc.

Purchase Area Bancorp, Inc. became a new parent organization for Bardwell Deposit Bank.

View Profile Jun 24 1983

Bardwell Deposit Bank

Bardwell Deposit Bank was established 129 years ago and is currently headquartered in Bardwell, KY.

Jan 01 1895
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Kentucky Bank, Inc. Buyer 399,328 Acquisition Discontinued 10/21/2006
Relationships Role Relationship Start Relationship End
Purchase Area Bancorp, Inc. Parent 6/24/1983 10/20/2006
Purchase Area Realty, Inc. Subsidary 11/28/1995 10/20/2006
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