Vitals
  • Total Assets
    53.1M 5.5 %
  • Total Deposits
    36.1M 4.7 %
  • Total Net Loans
    23.3M 12.5 %
  • Net Income
    1.4M -1.6 %
  • Book Value
    13.8M 7.5 %
  • Book Value x2
    27.6M 7.5 %
  • Book Value x3
    41.4M 7.5 %
ROAA

2.636

ROAE

10.231

Efficiency Ratio

20.358

Net Interest Margin

4.357

Balance Sheet Highlights
Financial Highlights Victor State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 53,058 198,346
Total Net Loans 23,278 133,864
Total Deposits 36,070 165,124
Total Equity 13,800 22,060
Profitability
Net Income 1,370 2,310
Return on Average Assets 2.636 1.15
Return on Average Equity 10.231 9.92
Net Interest Margin 4.357 3.587
Efficiency Ratio 20.358 60.34
Noninterest Income/Revenue 4.767 13.494
Balance Sheet Ratios
Loan-to-Deposit 64.536 77.091
Securities/Assets .478 .197
Total Equity/Total Assets .26 .111
Tangible Equity/Tangible Assets .26 .107
Capital Adequacy
Tier 1 Common Capital 13,790 21,135
Tier 1 Capital 13,790 21,140
Tier 2 Capital 131 1,625
Total Capital 13,921 22,777
Total Risk Weighted Assets 32,189 151,308
Leverage Ratio 27.02 10.944
Common Equity Tier 1 Capital Ratio 42.84 15.631
Tier 1 Capital Ratio 42.84 15.631
Total Capital Ratio 43.25 16.675

Timeline for Victor State Bank

Dentel Bancorporation

Dentel Bancorporation became a new parent organization for Victor State Bank.

View Profile May 29 1985

Victor State Bank

Victor State Bank was established 96 years ago and is currently headquartered in Victor, IA.

Apr 11 1928
Relationships Role Relationship Start Relationship End
Dentel Bancorporation Parent 5/29/1985
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