Vitals
  • Total Assets
    60.1M 0.4 %
  • Total Deposits
    53.2M -0.4 %
  • Total Net Loans
    38.9M 3.4 %
  • Net Income
    399000.0000 238.1 %
  • Book Value
    6.7M 6.4 %
  • Book Value x2
    13.3M 6.4 %
  • Book Value x3
    20.0M 6.4 %
ROAA

.691

ROAE

6.203

Efficiency Ratio

81.732

Net Interest Margin

3.196

Balance Sheet Highlights
Financial Highlights First Bank Of The Lake All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 60,067 258,416
Total Net Loans 38,919 178,998
Total Deposits 53,219 217,087
Total Equity 6,658 28,107
Profitability
Net Income 399 2,724
Return on Average Assets .691 1.016
Return on Average Equity 6.203 9.475
Net Interest Margin 3.196 3.745
Efficiency Ratio 81.732 67.758
Noninterest Income/Revenue 22.262 16.937
Balance Sheet Ratios
Loan-to-Deposit 73.13 78.741
Securities/Assets .01 .158
Total Equity/Total Assets .111 .109
Tangible Equity/Tangible Assets .092 .106
Capital Adequacy
Tier 1 Common Capital 5,628 27,011
Tier 1 Capital 5,628 27,012
Tier 2 Capital 342 2,220
Total Capital 5,970 29,258
Total Risk Weighted Assets 27,384 195,723
Leverage Ratio 9.84 10.472
Common Equity Tier 1 Capital Ratio 20.55 14.947
Tier 1 Capital Ratio 20.55 14.954
Total Capital Ratio 21.8 16.077

Timeline for First Bank Of The Lake

First Bank Of The Lake

First Bank Of The Lake was established 37 years ago and is currently headquartered in Osage Beach, MO.

May 15 1987

First Centre Bancshares, Inc.

First Centre Bancshares, Inc. became a new parent organization for First Bank Of The Lake.

View Profile May 15 1987
Relationships Role Relationship Start Relationship End
First Centre Bancshares, Inc. Parent 5/15/1987 12/17/2010
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