Vitals
  • Total Assets
    218.0M -11.9 %
  • Total Deposits
    189.4M -12.8 %
  • Total Net Loans
    175.5M -4.0 %
  • Net Income
    4.3M -23.4 %
  • Book Value
    25.7M 3.1 %
  • Book Value x2
    51.4M 3.1 %
  • Book Value x3
    77.2M 3.1 %
ROAA

1.809

ROAE

16.944

Efficiency Ratio

60.924

Net Interest Margin

5.043

Balance Sheet Highlights
Financial Highlights Fidelity Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 218,041 244,269
Total Net Loans 175,481 197,575
Total Deposits 189,372 197,779
Total Equity 25,721 24,650
Profitability
Net Income 4,260 16,077
Return on Average Assets 1.809 1.254
Return on Average Equity 16.944 10.285
Net Interest Margin 5.043 4.206
Efficiency Ratio 60.924 66.877
Noninterest Income/Revenue 6.552 11.186
Balance Sheet Ratios
Loan-to-Deposit 92.665 91.187
Securities/Assets .096 .866
Total Equity/Total Assets .118 .101
Tangible Equity/Tangible Assets .118 -.316
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 25,823 22,785
Tier 2 Capital 1,704 2,581
Total Capital 27,527 24,960
Total Risk Weighted Assets 190,546 190,050
Leverage Ratio 11.49 10.328
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.55 14.003
Total Capital Ratio 14.45 15.151

Timeline for Fidelity Bank

Fidelity Bank

Fidelity Bank was acquired by Fidelity Bank 17 years

View Profile Jan 05 2007

Amerifund Mortgage Llc

Amerifund Mortgage Llc became a new subsidiary organization for Fidelity Bank.

View Profile May 01 2004

Fidelity Bank Of Southfield

Acquisition: Fidelity Bank acquired a new subsidiary, Fidelity Bank Of Southfield, 37 years

View Profile Oct 11 1986

Fidelity Bank Of Bingham Farms

Acquisition: Fidelity Bank acquired a new subsidiary, Fidelity Bank Of Bingham Farms, 37 years

View Profile Oct 11 1986

Fidelity Bank

Acquisition: Fidelity Bank acquired a new subsidiary, Fidelity Bank, 37 years

View Profile Oct 11 1986

Want to see more?

Complete timeline for Fidelity Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Fidelity Bank Buyer 818,237 Acquisition Discontinued 1/5/2007
Fidelity Bank Of Southfield Seller 29,912 Discontinued 10/11/1986
Fidelity Bank Of Bingham Farms Seller 10,829 Discontinued 10/11/1986
Fidelity Bank Seller 5,655 Discontinued 10/11/1986
Birmingham Bloomfield Bank Seller Failure 2/16/1971
Relationships Role Relationship Start Relationship End
Fidelity Financial Corporation Of Michigan Parent 3/1/1973 1/4/2007
Amerifund Mortgage Llc Subsidary 5/1/2004 1/4/2007
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