Efficiency Ratio Over Time
Efficiency Ratio Fidelity Bank All Insured Commercial Banks in Michigan
12-31-2006 60.924 66.877
09-30-2006 57.68 65.716
06-30-2006 59.005 66.171
03-31-2006 56.54 66.982
12-31-2005 56.149 64.078
09-30-2005 52.087 64.016
06-30-2005 53.037 63.808
03-31-2005 52.674 64.541
12-31-2004 54.452 64.329
09-30-2004 55.361 64.747
06-30-2004 55.632 65.538
03-31-2004 55.21 66.274
12-31-2003 53.738 63.66
09-30-2003 53.622 62.955
06-30-2003 53.122 63.034
03-31-2003 54.438 63.233
12-31-2002 50.298 62.526