Vitals
  • Total Assets
    400.8M 9.3 %
  • Total Deposits
    347.9M 10.6 %
  • Total Net Loans
    197.5M -5.0 %
  • Net Income
    4.0M -6.7 %
  • Book Value
    32.0M 4.1 %
  • Book Value x2
    64.1M 4.1 %
  • Book Value x3
    96.1M 4.1 %
ROAA

1.078

ROAE

12.584

Efficiency Ratio

68.744

Net Interest Margin

4.417

Balance Sheet Highlights
Financial Highlights Feather River State Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 400,815 423,676
Total Net Loans 197,509 324,429
Total Deposits 347,892 333,683
Total Equity 32,043 45,907
Profitability
Net Income 4,010 30,937
Return on Average Assets 1.078 1.346
Return on Average Equity 12.584 13.116
Net Interest Margin 4.417 4.433
Efficiency Ratio 68.744 78.394
Noninterest Income/Revenue 12.348 20.03
Balance Sheet Ratios
Loan-to-Deposit 56.773 78.78
Securities/Assets .351 .76
Total Equity/Total Assets .08 .108
Tangible Equity/Tangible Assets .08 -.599
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 31,845 39,278
Tier 2 Capital 3,489 5,252
Total Capital 35,334 43,542
Total Risk Weighted Assets 278,030 320,160
Leverage Ratio 8.21 11.115
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.45 15.254
Total Capital Ratio 12.71 16.471

Timeline for Feather River State Bank

Humboldt Bank

Feather River State Bank was acquired by Humboldt Bank 20 years

View Profile Mar 06 2004

Humboldt Bancorp

Humboldt Bancorp became a new parent organization for Feather River State Bank.

View Profile Jan 07 2004

E.P.I. Leasing Co., Inc.

E.P.I. Leasing Co., Inc. became a new subsidiary organization for Feather River State Bank.

View Profile Oct 01 1996

California Independent Bancorp

California Independent Bancorp became a new parent organization for Feather River State Bank.

View Profile May 02 1995

Feather River State Bank

Feather River State Bank was established 47 years ago and is currently headquartered in Yuba City, CA.

Apr 06 1977
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Humboldt Bank Buyer 1,459,591 Acquisition Discontinued 3/6/2004
Relationships Role Relationship Start Relationship End
Humboldt Bancorp Parent 1/7/2004 3/5/2004
California Independent Bancorp Parent 5/2/1995 1/6/2004
E.P.I. Leasing Co., Inc. Subsidary 10/1/1996 3/5/2004
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