Feather River State Bank
Yuba City, CA — Domestic Branch of a Domestic Bank
Acquired Mar 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Feather River State Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 14,879 | 20,713 |
Income from Lease Financing Receivables | 274 | 5,575 |
149 | 1,133 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 77 | 635 |
Income on Loans and Leases (TE) | 15,230 | 20,269 |
Investment Interest Income (TE) | 4,705 | 10,715 |
Total Interest Income (TE) | 20,145 | 20,803 |
Total Interest Expense | 4,877 | 4,301 |
Net Interest Income (TE) | 15,268 | 16,341 |
Non-Interest Income | 2,838 | 5,211 |
Adjusted Operating Income (TE) | 18,106 | 22,075 |
Non-interest Expense | 12,447 | 13,096 |
Provision for Loan & Lease Losses | — | 4,046 |
Pretax Operating Income (TE) | 6,349 | 48,684 |
Pretax Net Operating Income (TE) | 6,349 | 48,996 |
Applicable Income Taxes | 2,211 | 17,729 |
Net Operating Income | 4,010 | 30,941 |
Net Income | 4,010 | 30,937 |
Cash Dividends Declared | 2,285 | 33,803 |
Retained Earnings | 1,725 | 13,632 |