Vitals
  • Total Assets
    155.3M 24.0 %
  • Total Deposits
    142.2M 24.7 %
  • Total Net Loans
    115.2M 26.0 %
  • Net Income
    2.8M 1.2 %
  • Book Value
    11.8M 19.0 %
  • Book Value x2
    23.7M 19.0 %
  • Book Value x3
    35.5M 19.0 %
ROAA

2.036

ROAE

25.743

Efficiency Ratio

73.091

Net Interest Margin

6.159

Balance Sheet Highlights
Financial Highlights Farmers & Merchants State Bank Of Krum All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 155,255 130,272
Total Net Loans 115,165 73,469
Total Deposits 142,152 110,656
Total Equity 11,835 13,013
Profitability
Net Income 2,812 3,201
Return on Average Assets 2.036 1.258
Return on Average Equity 25.743 12.687
Net Interest Margin 6.159 4.362
Efficiency Ratio 73.091 69.184
Noninterest Income/Revenue 38.396 17.614
Balance Sheet Ratios
Loan-to-Deposit 81.015 62.789
Securities/Assets .106 .676
Total Equity/Total Assets .076 .1
Tangible Equity/Tangible Assets .076 -.035
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,986 12,292
Tier 2 Capital 492 849
Total Capital 12,478 13,155
Total Risk Weighted Assets 117,386 82,054
Leverage Ratio 8.05 9.979
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.21 17.12
Total Capital Ratio 10.63 18.185

Timeline for Farmers & Merchants State Bank Of Krum

First United Bank And Trust Company

Farmers & Merchants State Bank Of Krum was acquired by First United Bank And Trust Company 19 years

View Profile Mar 26 2005

Krum Bancshares Of Delaware, Inc.

Krum Bancshares Of Delaware, Inc. became a new parent organization for Farmers & Merchants State Bank Of Krum.

View Profile Feb 01 2002

Farmers & Merchants State Bank Of Krum

Farmers & Merchants State Bank Of Krum was established 115 years ago and is currently headquartered in Krum, TX.

Jan 01 1909
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First United Bank And Trust Company Buyer 3,372,683 Acquisition Discontinued 3/26/2005
Relationships Role Relationship Start Relationship End
Krum Bancshares Of Delaware, Inc. Parent 2/1/2002 3/25/2005
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