Leverage Ratio Over Time
Leverage Ratio Farmers & Merchants State Bank Of Krum All Insured Commercial Banks in Texas
12-31-2004 8.05 9.979
09-30-2004 8.05 10.144
06-30-2004 8.27 9.931
03-31-2004 8.48 9.847
12-31-2003 8.03 9.74
09-30-2003 8.89 9.841
06-30-2003 8.85 9.717
03-31-2003 8.26 9.659
12-31-2002 8.29 9.595