Vitals
  • Total Assets
    265.9M 4.9 %
  • Total Deposits
    195.1M -0.9 %
  • Total Net Loans
    206.9M 13.3 %
  • Net Income
    2.2M 9.6 %
  • Book Value
    26.4M -39.7 %
  • Book Value x2
    52.8M -39.7 %
  • Book Value x3
    79.2M -39.7 %
ROAA

1.718

ROAE

16.47

Efficiency Ratio

50.401

Net Interest Margin

4.887

Balance Sheet Highlights
Financial Highlights Farmers & Merchants Bank - Eastern Shore All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 265,914 286,903
Total Net Loans 206,913 191,167
Total Deposits 195,105 239,109
Total Equity 26,405 26,610
Profitability
Net Income 2,195 4,118
Return on Average Assets 1.718 1.115
Return on Average Equity 16.47 11.897
Net Interest Margin 4.887 4.05
Efficiency Ratio 50.401 65.483
Noninterest Income/Revenue 8.514 16.869
Balance Sheet Ratios
Loan-to-Deposit 106.052 78.782
Securities/Assets .157 .609
Total Equity/Total Assets .099 .093
Tangible Equity/Tangible Assets .081 -.341
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 21,570 24,316
Tier 2 Capital 13,040 2,740
Total Capital 34,610 27,424
Total Risk Weighted Assets 179,026 205,195
Leverage Ratio 8.46 9.255
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.05 12.973
Total Capital Ratio 19.33 14.342

Timeline for Farmers & Merchants Bank - Eastern Shore

Mercantile Peninsula Bank

Farmers & Merchants Bank - Eastern Shore was acquired by Mercantile Peninsula Bank 21 years

View Profile Aug 18 2004

The Marine Bank

Acquisition: Farmers & Merchants Bank - Eastern Shore acquired a new subsidiary, The Marine Bank, 27 years

View Profile Dec 18 1998

The Eastville Bank

Acquisition: Farmers & Merchants Bank - Eastern Shore acquired a new subsidiary, The Eastville Bank, 27 years

View Profile Sep 18 1998

Mercantile Bankshares Corporation

Mercantile Bankshares Corporation became a new parent organization for Farmers & Merchants Bank - Eastern Shore.

View Profile Nov 30 1990

Farmers & Merchants National Bank In Onley

Acquisition: Farmers & Merchants Bank - Eastern Shore acquired a new subsidiary, Farmers & Merchants National Bank In Onley, 46 years

View Profile Nov 02 1979

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Complete timeline for Farmers & Merchants Bank - Eastern Shore is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mercantile Peninsula Bank Buyer 1,882,330 Pooling of Interests Discontinued 8/18/2004
The Marine Bank Seller 22,884 Acquisition Discontinued 12/18/1998
The Eastville Bank Seller 31,076 Pooling of Interests Discontinued 9/18/1998
Farmers & Merchants National Bank In Onley Seller 40,582 Discontinued 11/2/1979
Relationships Role Relationship Start Relationship End
Mercantile Bankshares Corporation Parent 11/30/1990 8/17/2004
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