Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Farmers & Merchants Bank - Eastern Shore All Insured Commercial Banks in Virginia
06-30-2004 12.05 12.973
03-31-2004 12.89 12.932
12-31-2003 13.03 12.731
09-30-2003 12.64 12.887
06-30-2003 23.05 12.952
03-31-2003 23.83 13.174
12-31-2002 24.51 13.103