Tier 1 Capital Over Time
Tier 1 Capital Farmers & Merchants Bank - Eastern Shore All Insured Commercial Banks in Virginia
06-30-2004 21,570,000 24,315,761
03-31-2004 21,463,000 24,240,505
12-31-2003 21,033,000 23,095,367
09-30-2003 20,526,000 25,831,079
06-30-2003 37,518,000 24,791,421
03-31-2003 37,109,000 23,805,452
12-31-2002 36,761,000 23,098,974