Vitals
  • Total Assets
    38.0M 2.6 %
  • Total Deposits
    30.1M 3.5 %
  • Total Net Loans
    19.7M -5.9 %
  • Net Income
    370000.0000 3.6 %
  • Book Value
    5.3M 0.1 %
  • Book Value x2
    10.7M 0.1 %
  • Book Value x3
    16.0M 0.1 %
ROAA

.984

ROAE

6.751

Efficiency Ratio

68.271

Net Interest Margin

3.517

Balance Sheet Highlights
Financial Highlights Exchange State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 38,023 198,346
Total Net Loans 19,665 133,864
Total Deposits 30,113 165,124
Total Equity 5,348 22,060
Profitability
Net Income 370 2,310
Return on Average Assets .984 1.15
Return on Average Equity 6.751 9.92
Net Interest Margin 3.517 3.587
Efficiency Ratio 68.271 60.34
Noninterest Income/Revenue 11.716 13.494
Balance Sheet Ratios
Loan-to-Deposit 65.304 77.091
Securities/Assets .269 .197
Total Equity/Total Assets .141 .111
Tangible Equity/Tangible Assets .111 .107
Capital Adequacy
Tier 1 Common Capital 4,263 21,135
Tier 1 Capital 4,263 21,140
Tier 2 Capital 232 1,625
Total Capital 4,495 22,777
Total Risk Weighted Assets 21,215 151,308
Leverage Ratio 11.33 10.944
Common Equity Tier 1 Capital Ratio 20.09 15.631
Tier 1 Capital Ratio 20.09 15.631
Total Capital Ratio 21.19 16.675

Timeline for Exchange State Bank

Exchange Financial, Inc.

Exchange Financial, Inc. became a new parent organization for Exchange State Bank.

View Profile May 01 2006

Adair Insurance Agency, Inc.

Adair Insurance Agency, Inc. became a new parent organization for Exchange State Bank.

View Profile Jun 15 1976

Exchange State Bank

Exchange State Bank was established 145 years ago and is currently headquartered in Adair, IA.

Jan 01 1879
Relationships Role Relationship Start Relationship End
Exchange Financial, Inc. Parent 6/30/2006
Adair Insurance Agency, Inc. Parent 2/18/2005 6/29/2006
Exchange Financial, Inc. Parent 5/1/2006 6/29/2006
Adair Insurance Agency, Inc. Parent 6/15/1976 2/17/2005
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