Vitals
  • Total Assets
    40.8M 10.4 %
  • Total Deposits
    34.4M 9.4 %
  • Total Net Loans
    17.4M -7.3 %
  • Net Income
    769000.0000 20.5 %
  • Book Value
    6.1M 14.4 %
  • Book Value x2
    12.1M 14.4 %
  • Book Value x3
    18.2M 14.4 %
ROAA

1.861

ROAE

13.527

Efficiency Ratio

53.162

Net Interest Margin

3.051

Balance Sheet Highlights
Financial Highlights Bank Of Commerce All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 40,782 358,087
Total Net Loans 17,353 213,533
Total Deposits 34,371 308,027
Total Equity 6,063 38,740
Profitability
Net Income 769 3,845
Return on Average Assets 1.861 1.025
Return on Average Equity 13.527 9.415
Net Interest Margin 3.051 3.773
Efficiency Ratio 53.162 66.762
Noninterest Income/Revenue 14.367 16.375
Balance Sheet Ratios
Loan-to-Deposit 50.487 65.494
Securities/Assets .181 .214
Total Equity/Total Assets .149 .108
Tangible Equity/Tangible Assets .149 .104
Capital Adequacy
Tier 1 Common Capital 6,057 37,278
Tier 1 Capital 6,057 37,303
Tier 2 Capital 323 2,526
Total Capital 6,380 39,866
Total Risk Weighted Assets 25,597 237,367
Leverage Ratio 12.11 10.563
Common Equity Tier 1 Capital Ratio 23.66 18.073
Tier 1 Capital Ratio 23.66 18.097
Total Capital Ratio 24.93 19.169

Timeline for Bank Of Commerce

American National Bank In Mclean

Acquisition: Bank Of Commerce acquired a new subsidiary, American National Bank In Mclean, 39 years

View Profile Aug 17 1984

Grayco Bancshares, Inc.

Grayco Bancshares, Inc. became a new parent organization for Bank Of Commerce.

View Profile Aug 17 1984

Bank Of Commerce

Bank Of Commerce was established 39 years ago and is currently headquartered in Mclean, TX.

Aug 16 1984
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
American National Bank In Mclean Seller 14,271 Failure 8/17/1984
Relationships Role Relationship Start Relationship End
Grayco Bancshares, Inc. Parent 8/17/1984 12/31/2006
Similar Organizations
Organization City State Total Assets
Cornerstone Bank
 		Clarinda IA 38.8M
First Community Bank, Xenia-Flora
 		Xenia IL 39.5M
Oregon Trail Bank
 		Guernsey WY 39.3M
Butte State Bank
 		Butte NE 37.3M
The First Trust & Savings Bank
 		Marcus IA 36.3M
Farmers State Bank
 		Phillipsburg KS 36.6M
First Heritage Bank
 		Shenandoah IA 41.4M
The Peoples Bank
 		Marion KY 41.9M
Mainstreet Bank
 		Ashland MO 42.1M
Farmers Bank
 		Parsons TN 33.9M