Vitals
  • Total Assets
    42.2M 3.9 %
  • Total Deposits
    35.7M 3.6 %
  • Total Net Loans
    29.2M 13.5 %
  • Net Income
    721000.0000 52.8 %
  • Book Value
    4.3M 1.5 %
  • Book Value x2
    8.5M 1.5 %
  • Book Value x3
    12.8M 1.5 %
ROAA

1.768

ROAE

16.077

Efficiency Ratio

58.861

Net Interest Margin

4.338

Balance Sheet Highlights
Financial Highlights First Heritage Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 42,154 198,346
Total Net Loans 29,231 133,864
Total Deposits 35,680 165,124
Total Equity 4,267 22,060
Profitability
Net Income 721 2,310
Return on Average Assets 1.768 1.15
Return on Average Equity 16.077 9.92
Net Interest Margin 4.338 3.587
Efficiency Ratio 58.861 60.34
Noninterest Income/Revenue 19.489 13.494
Balance Sheet Ratios
Loan-to-Deposit 81.925 77.091
Securities/Assets .229 .197
Total Equity/Total Assets .101 .111
Tangible Equity/Tangible Assets .101 .107
Capital Adequacy
Tier 1 Common Capital 4,225 21,135
Tier 1 Capital 4,225 21,140
Tier 2 Capital 385 1,625
Total Capital 4,610 22,777
Total Risk Weighted Assets 31,392 151,308
Leverage Ratio 10.07 10.944
Common Equity Tier 1 Capital Ratio 13.46 15.631
Tier 1 Capital Ratio 13.46 15.631
Total Capital Ratio 14.69 16.675

Timeline for First Heritage Bank

First National Bancorp

First National Bancorp became a new parent organization for First Heritage Bank.

View Profile Sep 06 1994

First Heritage Bank

First Heritage Bank was established 121 years ago and is currently headquartered in Shenandoah, IA.

Jan 01 1903
Relationships Role Relationship Start Relationship End
First National Bancorp Parent 9/6/1994
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