Vitals
  • Total Assets
    42.4M 11.1 %
  • Total Deposits
    39.1M 12.4 %
  • Total Net Loans
    14.6M -16.4 %
  • Net Income
    -80000.0000 -174.1 %
  • Book Value
    3.2M -3.0 %
  • Book Value x2
    6.4M -3.0 %
  • Book Value x3
    9.6M -3.0 %
ROAA

-.196

ROAE

-2.437

Efficiency Ratio

88.918

Net Interest Margin

2.664

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 42,409 358,087
Total Net Loans 14,573 213,533
Total Deposits 39,139 308,027
Total Equity 3,198 38,740
Profitability
Net Income -80 3,845
Return on Average Assets -.196 1.025
Return on Average Equity -2.437 9.415
Net Interest Margin 2.664 3.773
Efficiency Ratio 88.918 66.762
Noninterest Income/Revenue 13.732 16.375
Balance Sheet Ratios
Loan-to-Deposit 37.234 65.494
Securities/Assets .031 .214
Total Equity/Total Assets .075 .108
Tangible Equity/Tangible Assets .061 .104
Capital Adequacy
Tier 1 Common Capital 2,599 37,278
Tier 1 Capital 2,599 37,303
Tier 2 Capital 157 2,526
Total Capital 2,756 39,866
Total Risk Weighted Assets 12,429 237,367
Leverage Ratio 6.19 10.563
Common Equity Tier 1 Capital Ratio 20.91 18.073
Tier 1 Capital Ratio 20.91 18.097
Total Capital Ratio 22.17 19.169

Timeline for First State Bank

Bsa Delaware, Inc.

Bsa Delaware, Inc. became a new parent organization for First State Bank.

View Profile Jun 18 2003

Bancorporation Of Texas

Bancorporation Of Texas became a new parent organization for First State Bank.

View Profile Oct 25 1947

First State Bank

First State Bank was established 120 years ago and is currently headquartered in Abilene, TX.

Jun 03 1903
Relationships Role Relationship Start Relationship End
Bsa Delaware, Inc. Parent 6/18/2003
Bancorporation Of Texas Parent 12/31/1972 9/26/1983
Bancorporation Of Texas Parent 12/31/1970 12/30/1972
Bancorporation Of Texas Parent 10/25/1947 12/30/1970
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