Vitals
  • Total Assets
    39.4M 1.8 %
  • Total Deposits
    33.2M 1.7 %
  • Total Net Loans
    21.9M 1.7 %
  • Net Income
    99000.0000 -26.7 %
  • Book Value
    5.5M 1.6 %
  • Book Value x2
    11.0M 1.6 %
  • Book Value x3
    16.5M 1.6 %
ROAA

.256

ROAE

1.805

Efficiency Ratio

91.117

Net Interest Margin

3.314

Balance Sheet Highlights
Financial Highlights Cornerstone Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 39,365 198,346
Total Net Loans 21,896 133,864
Total Deposits 33,218 165,124
Total Equity 5,509 22,060
Profitability
Net Income 99 2,310
Return on Average Assets .256 1.15
Return on Average Equity 1.805 9.92
Net Interest Margin 3.314 3.587
Efficiency Ratio 91.117 60.34
Noninterest Income/Revenue 8.687 13.494
Balance Sheet Ratios
Loan-to-Deposit 65.916 77.091
Securities/Assets .082 .197
Total Equity/Total Assets .14 .111
Tangible Equity/Tangible Assets .14 .107
Capital Adequacy
Tier 1 Common Capital 5,497 21,135
Tier 1 Capital 5,497 21,140
Tier 2 Capital 104 1,625
Total Capital 5,601 22,777
Total Risk Weighted Assets 18,145 151,308
Leverage Ratio 14.06 10.944
Common Equity Tier 1 Capital Ratio 30.29 15.631
Tier 1 Capital Ratio 30.29 15.631
Total Capital Ratio 30.87 16.675

Timeline for Cornerstone Bank

Cornerstone Bank

Cornerstone Bank was established 127 years ago and is currently headquartered in Clarinda, IA.

Jan 01 1897
Relationships Role Relationship Start Relationship End
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