Vitals
  • Total Assets
    36.2M -8.9 %
  • Total Deposits
    32.1M -6.5 %
  • Total Net Loans
    17.0M -1.2 %
  • Net Income
    -38000.0000 88.6 %
  • Book Value
    3.7M -7.8 %
  • Book Value x2
    7.4M -7.8 %
  • Book Value x3
    11.1M -7.8 %
ROAA

-.1

ROAE

-.96

Efficiency Ratio

92.231

Net Interest Margin

2.98

Balance Sheet Highlights
Financial Highlights The First Trust & Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 36,247 198,346
Total Net Loans 17,023 133,864
Total Deposits 32,108 165,124
Total Equity 3,688 22,060
Profitability
Net Income -38 2,310
Return on Average Assets -.1 1.15
Return on Average Equity -.96 9.92
Net Interest Margin 2.98 3.587
Efficiency Ratio 92.231 60.34
Noninterest Income/Revenue 16.115 13.494
Balance Sheet Ratios
Loan-to-Deposit 53.018 77.091
Securities/Assets .449 .197
Total Equity/Total Assets .102 .111
Tangible Equity/Tangible Assets .102 .107
Capital Adequacy
Tier 1 Common Capital 3,830 21,135
Tier 1 Capital 3,830 21,140
Tier 2 Capital 301 1,625
Total Capital 4,131 22,777
Total Risk Weighted Assets 24,104 151,308
Leverage Ratio 10.18 10.944
Common Equity Tier 1 Capital Ratio 15.89 15.631
Tier 1 Capital Ratio 15.89 15.631
Total Capital Ratio 17.14 16.675

Timeline for The First Trust & Savings Bank

Cleghorn State Bank

Acquisition: The First Trust & Savings Bank acquired a new subsidiary, Cleghorn State Bank, 27 years

View Profile Oct 01 1996

Ft Bancshares, Inc.

Ft Bancshares, Inc. became a new parent organization for The First Trust & Savings Bank.

View Profile Apr 19 1984

The First Trust & Savings Bank

The First Trust & Savings Bank was established 89 years ago and is currently headquartered in Marcus, IA.

Jan 01 1935
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cleghorn State Bank Seller 12,203 Acquisition Discontinued 10/1/1996
Relationships Role Relationship Start Relationship End
Ft Bancshares, Inc. Parent 4/19/1984
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