Vitals
  • Total Assets
    34.0M -0.4 %
  • Total Deposits
    28.8M -0.3 %
  • Total Net Loans
    9.2M -17.9 %
  • Net Income
    233000.0000 429.5 %
  • Book Value
    4.6M -2.0 %
  • Book Value x2
    9.3M -2.0 %
  • Book Value x3
    13.9M -2.0 %
ROAA

.69

ROAE

4.878

Efficiency Ratio

74.061

Net Interest Margin

3.186

Balance Sheet Highlights
Financial Highlights Cottonwood Valley Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 34,023 161,058
Total Net Loans 9,181 97,183
Total Deposits 28,764 131,657
Total Equity 4,644 18,008
Profitability
Net Income 233 1,663
Return on Average Assets .69 .954
Return on Average Equity 4.878 8.443
Net Interest Margin 3.186 3.683
Efficiency Ratio 74.061 68.374
Noninterest Income/Revenue 15.314 15.013
Balance Sheet Ratios
Loan-to-Deposit 31.918 72.321
Securities/Assets .168 .241
Total Equity/Total Assets .136 .112
Tangible Equity/Tangible Assets .136 .109
Capital Adequacy
Tier 1 Common Capital 4,626 17,454
Tier 1 Capital 4,626 17,457
Tier 2 Capital 175 1,279
Total Capital 4,801 18,771
Total Risk Weighted Assets 13,909 112,595
Leverage Ratio 13.64 11.048
Common Equity Tier 1 Capital Ratio 33.26 16.94
Tier 1 Capital Ratio 33.26 16.949
Total Capital Ratio 34.52 18.109

Timeline for Cottonwood Valley Bank

Pilsen State Bank, Lincolnville, Kansas

Acquisition: Cottonwood Valley Bank acquired a new subsidiary, Pilsen State Bank, Lincolnville, Kansas, 12 years

View Profile Mar 24 2012

The Florence State Bank

Acquisition: Cottonwood Valley Bank acquired a new subsidiary, The Florence State Bank, 28 years

View Profile Apr 01 1996

Chase County Bank

Acquisition: Cottonwood Valley Bank acquired a new subsidiary, Chase County Bank, 31 years

View Profile Jun 01 1992

Cedar Point Bancshares, Inc.

Cedar Point Bancshares, Inc. became a new parent organization for Cottonwood Valley Bank.

View Profile Nov 14 1980

Cottonwood Valley Bank

Cottonwood Valley Bank was established 110 years ago and is currently headquartered in Cedar Point, KS.

Jan 25 1914
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pilsen State Bank, Lincolnville, Kansas Seller 10,584 Acquisition Discontinued 3/24/2012
The Florence State Bank Seller 12,147 Acquisition Discontinued 4/1/1996
Chase County Bank Seller 8,119 Discontinued 6/1/1992
Relationships Role Relationship Start Relationship End
Cedar Point Bancshares, Inc. Parent 12/31/1982
Cedar Point Bancshares, Inc. Parent 12/31/1981 12/30/1982
Cedar Point Bancshares, Inc. Parent 11/14/1980 12/30/1981
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