Vitals
  • Total Assets
    34.9M 1.3 %
  • Total Deposits
    30.4M 1.7 %
  • Total Net Loans
    13.1M -6.2 %
  • Net Income
    241000.0000 -1.2 %
  • Book Value
    4.5M -1.4 %
  • Book Value x2
    9.0M -1.4 %
  • Book Value x3
    13.5M -1.4 %
ROAA

.704

ROAE

5.236

Efficiency Ratio

78.44

Net Interest Margin

3.72

Balance Sheet Highlights
Financial Highlights Menard Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 34,863 358,087
Total Net Loans 13,145 213,533
Total Deposits 30,357 308,027
Total Equity 4,498 38,740
Profitability
Net Income 241 3,845
Return on Average Assets .704 1.025
Return on Average Equity 5.236 9.415
Net Interest Margin 3.72 3.773
Efficiency Ratio 78.44 66.762
Noninterest Income/Revenue 10.853 16.375
Balance Sheet Ratios
Loan-to-Deposit 43.301 65.494
Securities/Assets .408 .214
Total Equity/Total Assets .129 .108
Tangible Equity/Tangible Assets .129 .104
Capital Adequacy
Tier 1 Common Capital 4,596 37,278
Tier 1 Capital 4,596 37,303
Tier 2 Capital 205 2,526
Total Capital 4,801 39,866
Total Risk Weighted Assets 20,498 237,367
Leverage Ratio 12.7 10.563
Common Equity Tier 1 Capital Ratio 22.42 18.073
Tier 1 Capital Ratio 22.42 18.097
Total Capital Ratio 23.42 19.169

Timeline for Menard Bank

Menard Delaware Bancshares, Inc.

Menard Delaware Bancshares, Inc. became a new parent organization for Menard Bank.

View Profile Nov 30 1999

Menard Bancshares, Inc.

Menard Bancshares, Inc. became a new parent organization for Menard Bank.

View Profile Mar 01 1995

Menard Bank

Menard Bank was established 105 years ago and is currently headquartered in Menard, TX.

Jan 01 1919
Relationships Role Relationship Start Relationship End
Menard Bancshares, Inc. Parent 5/20/2008
Menard Delaware Bancshares, Inc. Parent 11/30/1999 5/19/2008
Menard Bancshares, Inc. Parent 3/1/1995 11/29/1999
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