Exchange State Bank
Adair, IA — State Member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Exchange State Bank | All Insured Commercial Banks in Iowa |
| 12-31-2016 | 3.517 | 3.587 |
| 09-30-2016 | 3.643 | 3.602 |
| 06-30-2016 | 3.518 | 3.598 |
| 03-31-2016 | 3.423 | 3.601 |
| 12-31-2015 | 3.522 | 3.591 |
| 09-30-2015 | 3.557 | 3.588 |
| 06-30-2015 | 3.555 | 3.563 |
| 03-31-2015 | 3.299 | 3.541 |
| 12-31-2014 | 3.103 | 3.569 |
| 09-30-2014 | 3.001 | 3.552 |
| 06-30-2014 | 2.961 | 3.525 |
| 03-31-2014 | 2.78 | 3.52 |
| 12-31-2013 | 3.496 | 3.538 |
| 09-30-2013 | 3.553 | 3.526 |
| 06-30-2013 | 3.533 | 3.501 |
| 03-31-2013 | 3.27 | 3.488 |
| 12-31-2012 | 3.086 | 3.696 |
| 09-30-2012 | 3.077 | 3.722 |
| 06-30-2012 | 2.88 | 3.729 |
| 03-31-2012 | 2.743 | 3.767 |
| 12-31-2011 | 3.196 | 3.861 |
| 09-30-2011 | 3.208 | 3.865 |
| 06-30-2011 | 3.112 | 3.833 |
| 03-31-2011 | 2.921 | 3.808 |
| 12-31-2010 | 3.277 | 3.947 |
| 09-30-2010 | 3.211 | 3.957 |
| 06-30-2010 | 2.985 | 3.936 |
| 03-31-2010 | 3.236 | 3.922 |
| 12-31-2009 | 3.052 | 3.845 |
| 09-30-2009 | 3.248 | 3.829 |
| 06-30-2009 | 3.228 | 3.787 |
| 03-31-2009 | 2.984 | 3.796 |
| 12-31-2008 | 3.303 | 3.764 |
| 09-30-2008 | 3.288 | 3.732 |
| 06-30-2008 | 3.24 | 3.664 |
| 03-31-2008 | 3.291 | 3.658 |
| 12-31-2007 | 3.671 | 3.674 |
| 09-30-2007 | 3.699 | 3.667 |
| 06-30-2007 | 3.764 | 3.654 |
| 03-31-2007 | 3.556 | 3.624 |
| 12-31-2006 | 3.683 | 3.746 |
| 09-30-2006 | 3.688 | 3.762 |
| 06-30-2006 | 3.943 | 3.771 |
| 03-31-2006 | 3.649 | 3.763 |
| 12-31-2005 | 3.795 | 3.863 |
| 09-30-2005 | 3.865 | 3.877 |
| 06-30-2005 | 3.949 | 3.881 |
| 03-31-2005 | 3.941 | 3.865 |
| 12-31-2004 | 3.973 | 3.919 |
| 09-30-2004 | 3.98 | 3.912 |
| 06-30-2004 | 3.921 | 3.877 |
| 03-31-2004 | 3.806 | 3.885 |
| 12-31-2003 | 4.144 | 3.893 |
| 09-30-2003 | 4.22 | 3.9 |
| 06-30-2003 | 4.324 | 3.885 |
| 03-31-2003 | 4.304 | 3.897 |
| 12-31-2002 | 4.421 | 4.074 |