Exchange State Bank
Adair, IA — State Member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Exchange State Bank | All Insured Commercial Banks in Iowa |
Interest and Fees on Loans | 1,104 | 6,128 |
Income from Lease Financing Receivables | — | 1 |
17 | 47 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 8 | 23 |
Income on Loans and Leases (TE) | 1,112 | 6,162 |
Investment Interest Income (TE) | 204 | 1,177 |
Total Interest Income (TE) | 1,379 | 7,538 |
Total Interest Expense | 159 | 925 |
Net Interest Income (TE) | 1,220 | 6,587 |
Non-Interest Income | 183 | 1,176 |
Adjusted Operating Income (TE) | 1,403 | 7,798 |
Non-interest Expense | 958 | 4,586 |
Provision for Loan & Lease Losses | 20 | 208 |
Pretax Operating Income (TE) | 425 | 2,901 |
Pretax Net Operating Income (TE) | 431 | 2,963 |
Applicable Income Taxes | 19 | 312 |
Net Operating Income | 370 | 2,310 |
Net Income | 370 | 2,310 |
Cash Dividends Declared | 325 | 1,248 |
Retained Earnings | 45 | 1,005 |