Vitals
  • Total Assets
    1.9B 1.0 %
  • Total Deposits
    1.3B 3.6 %
  • Total Net Loans
    705.6M 1.4 %
  • Net Income
    19.4M 14.6 %
  • Book Value
    223.9M 5.4 %
  • Book Value x2
    447.8M 5.4 %
  • Book Value x3
    671.7M 5.4 %
ROAA

1.045

ROAE

8.743

Efficiency Ratio

52.477

Net Interest Margin

3.052

Balance Sheet Highlights
Financial Highlights Esb Bank All Insured Savings Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 1,879,681 480,885
Total Net Loans 705,553 296,206
Total Deposits 1,271,489 369,659
Total Equity 222,796 63,176
Profitability
Net Income 19,441 3,511
Return on Average Assets 1.045 .586
Return on Average Equity 8.743 4.746
Net Interest Margin 3.052 3.054
Efficiency Ratio 52.477 72.147
Noninterest Income/Revenue 7.024 12.887
Balance Sheet Ratios
Loan-to-Deposit 55.49 81.775
Securities/Assets .559 .236
Total Equity/Total Assets .119 .131
Tangible Equity/Tangible Assets .099 .128
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 166,248 59,229
Tier 2 Capital 5,880 2,939
Total Capital 172,128 62,135
Total Risk Weighted Assets 1,029,926 284,434
Leverage Ratio 9.19 12.81
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.14 24.109
Total Capital Ratio 16.71 25.106

Timeline for Esb Bank

Wesbanco Bank, Inc.

Esb Bank was acquired by Wesbanco Bank, Inc. 9 years

View Profile Feb 11 2015

Amsco, Inc.

Amsco, Inc. became a new subsidiary organization for Esb Bank.

View Profile Jul 21 2011

Esb Financial Services, Inc.

Esb Financial Services, Inc. became a new subsidiary organization for Esb Bank.

View Profile Jul 21 2011

Peoples Home Savings Bank

Acquisition: Esb Bank acquired a new subsidiary, Peoples Home Savings Bank, 19 years

View Profile Feb 12 2005

Workingmens Savings Bank

Acquisition: Esb Bank acquired a new subsidiary, Workingmens Savings Bank, 22 years

View Profile Oct 01 2001

Want to see more?

Complete timeline for Esb Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Wesbanco Bank, Inc. Buyer 9,799,379 Acquisition Discontinued 2/11/2015
Peoples Home Savings Bank Seller 328,255 Acquisition Discontinued 2/12/2005
Workingmens Savings Bank Seller 43,699 Discontinued 10/1/2001
Spring Hill Savings Bank, Fsb Seller 90,985 Discontinued 5/6/2000
Troy Hill Federal Savings And Loan Association Seller 125,705 Discontinued 6/12/1998
Economy Savings Association Seller 161,273 Discontinued 3/31/1995
Atlantic Financial Savings, F.A. Seller 1,154,451 Failure 11/16/1991
Relationships Role Relationship Start Relationship End
Esb Financial Corporation Parent 7/21/2011 2/10/2015
Esb Financial Corporation Parent 5/1/1999 7/20/2011
Amsco, Inc. Subsidary 7/21/2011 2/10/2015
Esb Financial Services, Inc. Subsidary 7/21/2011 2/10/2015
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