Vitals
  • Total Assets
    1.9B 3.5 %
  • Total Deposits
    1.4B 6.5 %
  • Total Net Loans
    1.2B 1.7 %
  • Net Income
    9.1M 344.3 %
  • Book Value
    251.0M 2.2 %
  • Book Value x2
    502.0M 2.2 %
  • Book Value x3
    753.0M 2.2 %
ROAA

.492

ROAE

3.612

Efficiency Ratio

75.776

Net Interest Margin

2.991

Balance Sheet Highlights
Financial Highlights Penn Community Bank All Insured Savings Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 1,895,082 648,167
Total Net Loans 1,236,684 461,686
Total Deposits 1,357,584 495,804
Total Equity 250,995 86,443
Profitability
Net Income 9,112 4,600
Return on Average Assets .492 .53
Return on Average Equity 3.612 4.211
Net Interest Margin 2.991 2.964
Efficiency Ratio 75.776 73.743
Noninterest Income/Revenue 13.862 17.147
Balance Sheet Ratios
Loan-to-Deposit 91.095 82.148
Securities/Assets .246 .168
Total Equity/Total Assets .132 .133
Tangible Equity/Tangible Assets .126 .127
Capital Adequacy
Tier 1 Common Capital 245,333 83,501
Tier 1 Capital 245,333 83,501
Tier 2 Capital 10,228 4,056
Total Capital 255,561 87,552
Total Risk Weighted Assets 1,269,567 425,981
Leverage Ratio 13.16 13.562
Common Equity Tier 1 Capital Ratio 19.32 24.643
Tier 1 Capital Ratio 19.32 24.643
Total Capital Ratio 20.13 25.537

Timeline for Penn Community Bank

First Federal Savings And Loan Association Of Bucks Co

Acquisition: Penn Community Bank acquired a new subsidiary, First Federal Savings And Loan Association Of Bucks Co, 8 years

View Profile Aug 01 2015

First Savings Financial Services, Inc

First Savings Financial Services, Inc became a new subsidiary organization for Penn Community Bank.

View Profile Aug 31 2009

Papalia Securities, Inc.

Papalia Securities, Inc. became a new subsidiary organization for Penn Community Bank.

View Profile Aug 31 2009

First Savings Investment Group, Inc

First Savings Investment Group, Inc became a new subsidiary organization for Penn Community Bank.

View Profile Oct 02 2006

Penn Community Financial Corporation

Penn Community Financial Corporation became a new parent organization for Penn Community Bank.

View Profile Jun 18 2004

Want to see more?

Complete timeline for Penn Community Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Federal Savings And Loan Association Of Bucks Co Seller 769,426 Acquisition Discontinued 8/1/2015
Relationships Role Relationship Start Relationship End
Penn Community Financial Corporation Parent 6/18/2004
First Lenape Investment, Inc Subsidary 6/18/2004
First Savings Insurance & Investment, Inc. Subsidary 6/18/2004
First Savings Realty Holdings Subsidary 6/18/2004
First Savings Investment Group, Inc Subsidary 6/30/2007
First Savings Financial Services, Inc Subsidary 8/31/2009
Papalia Securities, Inc. Subsidary 8/31/2009
First Savings Investment Group, Inc Subsidary 10/2/2006 6/29/2007
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