Vitals
  • Total Assets
    1.5B -1.5 %
  • Total Deposits
    1.2B -1.0 %
  • Total Net Loans
    1.2B 0.4 %
  • Net Income
    10.3M 11.8 %
  • Book Value
    187.2M 5.2 %
  • Book Value x2
    374.4M 5.2 %
  • Book Value x3
    561.6M 5.2 %
ROAA

.667

ROAE

5.587

Efficiency Ratio

76.838

Net Interest Margin

3.85

Balance Sheet Highlights
Financial Highlights Fairfield County Bank All Insured Savings Banks in Connecticut
Balance Sheet $(000)
Total Assets 1,509,339 1,035,207
Total Net Loans 1,234,334 788,025
Total Deposits 1,238,194 806,060
Total Equity 187,215 120,046
Profitability
Net Income 10,262 6,667
Return on Average Assets .667 .734
Return on Average Equity 5.587 5.649
Net Interest Margin 3.85 3.099
Efficiency Ratio 76.838 79.091
Noninterest Income/Revenue 23.024 20.769
Balance Sheet Ratios
Loan-to-Deposit 99.688 88.88
Securities/Assets .098 .146
Total Equity/Total Assets .124 .116
Tangible Equity/Tangible Assets .117 .111
Capital Adequacy
Tier 1 Common Capital 180,689 116,350
Tier 1 Capital 180,689 116,350
Tier 2 Capital 15,420 7,969
Total Capital 196,109 124,274
Total Risk Weighted Assets 1,345,474 793,497
Leverage Ratio 11.95 12.795
Common Equity Tier 1 Capital Ratio 13.43 17.917
Tier 1 Capital Ratio 13.43 17.917
Total Capital Ratio 14.58 18.9

Timeline for Fairfield County Bank

Fairfield County Bank Insurance Services, Llc

Fairfield County Bank Insurance Services, Llc became a new subsidiary organization for Fairfield County Bank.

View Profile Dec 01 2012

Residential Investment, Llc

Residential Investment, Llc became a new subsidiary organization for Fairfield County Bank.

View Profile Jul 21 2011

Ridgefield Bank Mortgage Corporation

Ridgefield Bank Mortgage Corporation became a new subsidiary organization for Fairfield County Bank.

View Profile Jul 21 2011

Real Estate Holdings Llc

Real Estate Holdings Llc became a new subsidiary organization for Fairfield County Bank.

View Profile Jul 21 2011

Fairfield County Investment Services Corp

Fairfield County Investment Services Corp became a new subsidiary organization for Fairfield County Bank.

View Profile Jul 21 2011

Want to see more?

Complete timeline for Fairfield County Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Westport Seller 81,825 Acquisition Discontinued 6/21/2004
Fairfield County Savings Bank Seller 365,038 Acquisition Discontinued 1/1/2004
Relationships Role Relationship Start Relationship End
Fairfield County Bank, Mhc Parent 7/21/2011
Fairfield County Bank, Mhc Parent 1/1/2007 7/20/2011
Residential Investment, Llc Subsidary 7/21/2011
Ridgefield Bank Mortgage Corporation Subsidary 7/21/2011
Real Estate Holdings Llc Subsidary 7/21/2011
Fairfield County Bank Insurance Services, Llc Subsidary 12/1/2012
Fairfield County Investment Services Corp Subsidary 7/21/2011 2/10/2016
Affordable Community Housing, Llc Subsidary 7/21/2011 12/30/2013
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