Vitals
  • Total Assets
    2.2B 19.1 %
  • Total Deposits
    1.5B 15.6 %
  • Total Net Loans
    1.9B 21.5 %
  • Net Income
    12.0M 72.4 %
  • Book Value
    156.0M 10.3 %
  • Book Value x2
    311.9M 10.3 %
  • Book Value x3
    467.9M 10.3 %
ROAA

.612

ROAE

8.105

Efficiency Ratio

56.017

Net Interest Margin

2.469

Balance Sheet Highlights
Financial Highlights Belmont Savings Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 2,158,697 761,274
Total Net Loans 1,866,034 592,852
Total Deposits 1,475,880 596,855
Total Equity 155,954 82,059
Profitability
Net Income 12,025 4,648
Return on Average Assets .612 .538
Return on Average Equity 8.105 4.944
Net Interest Margin 2.469 3.143
Efficiency Ratio 56.017 77.098
Noninterest Income/Revenue 4.078 14.538
Balance Sheet Ratios
Loan-to-Deposit 126.435 95.714
Securities/Assets .071 .124
Total Equity/Total Assets .072 .108
Tangible Equity/Tangible Assets .072 .106
Capital Adequacy
Tier 1 Common Capital 155,851 80,540
Tier 1 Capital 155,851 80,580
Tier 2 Capital 13,648 5,839
Total Capital 169,499 86,408
Total Risk Weighted Assets 1,488,927 559,688
Leverage Ratio 7.4 10.827
Common Equity Tier 1 Capital Ratio 10.47 15.478
Tier 1 Capital Ratio 10.47 15.53
Total Capital Ratio 11.38 16.563

Timeline for Belmont Savings Bank

Bsb Bancorp Inc.

Bsb Bancorp Inc. became a new parent organization for Belmont Savings Bank.

View Profile Oct 04 2011

Bsb Bancorp Inc

Bsb Bancorp Inc became a new parent organization for Belmont Savings Bank.

View Profile Oct 01 2009

Bsb Investment Corporation

Bsb Investment Corporation became a new subsidiary organization for Belmont Savings Bank.

View Profile Oct 01 2009

Belmont Savings Bank

Belmont Savings Bank was established 139 years ago and is currently headquartered in Belmont, MA.

Jan 01 1885
Relationships Role Relationship Start Relationship End
Bsb Bancorp Inc. Parent 10/4/2011
Bsb Bancorp Inc Parent 10/1/2009 10/3/2011
Bsb Investment Corporation Subsidary 10/1/2009
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