Vitals
  • Total Assets
    2.4B 21.0 %
  • Total Deposits
    1.2B 44.1 %
  • Total Net Loans
    1.9B 18.1 %
  • Net Income
    104.7M 17.8 %
  • Book Value
    1.1B 9.8 %
  • Book Value x2
    2.1B 9.8 %
  • Book Value x3
    3.2B 9.8 %
ROAA

4.456

ROAE

10.567

Efficiency Ratio

42.064

Net Interest Margin

5.585

Balance Sheet Highlights
Financial Highlights Beal Bank, Ssb All Insured Savings Banks in Texas
Balance Sheet $(000)
Total Assets 2,429,362 699,407
Total Net Loans 1,884,900 487,746
Total Deposits 1,249,444 520,110
Total Equity 1,070,271 100,964
Profitability
Net Income 104,690 10,708
Return on Average Assets 4.456 1.001
Return on Average Equity 10.567 8.837
Net Interest Margin 5.585 4.122
Efficiency Ratio 42.064 69.901
Noninterest Income/Revenue 29.466 22.526
Balance Sheet Ratios
Loan-to-Deposit 150.859 87.04
Securities/Assets .109 .148
Total Equity/Total Assets .441 .144
Tangible Equity/Tangible Assets .441 .13
Capital Adequacy
Tier 1 Common Capital 1,059,112 94,270
Tier 1 Capital 1,059,112 94,270
Tier 2 Capital 22,455 4,738
Total Capital 1,081,567 99,006
Total Risk Weighted Assets 1,789,808 501,775
Leverage Ratio 45.38 11.157
Common Equity Tier 1 Capital Ratio 59.17 17.175
Tier 1 Capital Ratio 59.17 17.194
Total Capital Ratio 60.43 18.145

Timeline for Beal Bank, Ssb

Beal Service Corporation

Beal Service Corporation became a new subsidiary organization for Beal Bank, Ssb.

View Profile Jul 21 2011

Property Acceptance Corp.

Property Acceptance Corp. became a new subsidiary organization for Beal Bank, Ssb.

View Profile Jul 21 2011

Beal Nevada Corp.

Beal Nevada Corp. became a new subsidiary organization for Beal Bank, Ssb.

View Profile Jul 21 2011

Beal Mortgage, Inc.

Beal Mortgage, Inc. became a new subsidiary organization for Beal Bank, Ssb.

View Profile Jul 21 2011

Beal Properties, Inc.

Beal Properties, Inc. became a new subsidiary organization for Beal Bank, Ssb.

View Profile Jul 21 2011

Want to see more?

Complete timeline for Beal Bank, Ssb is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
New South Federal Savings Bank Seller 1,464,127 Failure 12/19/2009
Southern Pacific Bank Seller 904,294 Failure 2/8/2003
Relationships Role Relationship Start Relationship End
Beal Financial Corporation Parent 7/21/2011
Beal Financial Corporation Parent 7/1/1995 7/20/2011
Beal Service Corporation Subsidary 7/21/2011
Property Acceptance Corp. Subsidary 7/21/2011
Beal Nevada Corp. Subsidary 7/21/2011
Beal Mortgage, Inc. Subsidary 7/21/2011
Beal Properties, Inc. Subsidary 7/21/2011
Jrf Holdco, Inc. Subsidary 7/21/2011 3/31/2014
Beal Affordable Housing, Inc. Subsidary 7/21/2011 5/31/2013
Loan Acceptance Corp. Subsidary 7/21/2011 3/31/2012
Oc Two, Inc. Subsidary 7/21/2011 3/31/2012
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