Vitals
  • Total Assets
    1.8B 4.7 %
  • Total Deposits
    1.5B 4.4 %
  • Total Net Loans
    103.9M 1.3 %
  • Net Income
    11.7M 13.9 %
  • Book Value
    227.2M 3.7 %
  • Book Value x2
    454.5M 3.7 %
  • Book Value x3
    681.7M 3.7 %
ROAA

.662

ROAE

5.264

Efficiency Ratio

37.399

Net Interest Margin

1.27

Balance Sheet Highlights
Financial Highlights Union County Savings Bank All Insured Savings Banks in New Jersey
Balance Sheet $(000)
Total Assets 1,770,349 1,030,673
Total Net Loans 103,921 693,502
Total Deposits 1,528,673 776,139
Total Equity 227,227 127,082
Profitability
Net Income 11,725 6,133
Return on Average Assets .662 .346
Return on Average Equity 5.264 2.946
Net Interest Margin 1.27 2.689
Efficiency Ratio 37.399 79.014
Noninterest Income/Revenue .289 9.624
Balance Sheet Ratios
Loan-to-Deposit 6.798 79.002
Securities/Assets .764 .199
Total Equity/Total Assets .128 .123
Tangible Equity/Tangible Assets .128 .117
Capital Adequacy
Tier 1 Common Capital 229,029 122,005
Tier 1 Capital 229,029 122,005
Tier 2 Capital 2,842 5,602
Total Capital 231,871 127,603
Total Risk Weighted Assets 495,925 666,944
Leverage Ratio 12.94 11.596
Common Equity Tier 1 Capital Ratio 46.18 21.406
Tier 1 Capital Ratio 46.18 21.406
Total Capital Ratio 46.76 22.306

Timeline for Union County Savings Bank

Union County Savings Bank

Union County Savings Bank was established 140 years ago and is currently headquartered in Elizabeth, NJ.

Oct 01 1883
Relationships Role Relationship Start Relationship End
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