Vitals
  • Total Assets
    1.6B 4.4 %
  • Total Deposits
    1.2B 1.1 %
  • Total Net Loans
    1.4B 9.3 %
  • Net Income
    6.1M 28.1 %
  • Book Value
    203.3M 2.7 %
  • Book Value x2
    406.7M 2.7 %
  • Book Value x3
    610.0M 2.7 %
ROAA

.389

ROAE

3.007

Efficiency Ratio

76.092

Net Interest Margin

2.942

Balance Sheet Highlights
Financial Highlights Boiling Springs Savings Bank All Insured Savings Banks in New Jersey
Balance Sheet $(000)
Total Assets 1,608,151 1,030,673
Total Net Loans 1,365,650 693,502
Total Deposits 1,212,972 776,139
Total Equity 203,336 127,082
Profitability
Net Income 6,065 6,133
Return on Average Assets .389 .346
Return on Average Equity 3.007 2.946
Net Interest Margin 2.942 2.689
Efficiency Ratio 76.092 79.014
Noninterest Income/Revenue 2.419 9.624
Balance Sheet Ratios
Loan-to-Deposit 112.587 79.002
Securities/Assets .091 .199
Total Equity/Total Assets .126 .123
Tangible Equity/Tangible Assets .125 .117
Capital Adequacy
Tier 1 Common Capital 201,638 122,005
Tier 1 Capital 201,638 122,005
Tier 2 Capital 12,954 5,602
Total Capital 214,592 127,603
Total Risk Weighted Assets 1,035,526 666,944
Leverage Ratio 12.66 11.596
Common Equity Tier 1 Capital Ratio 19.47 21.406
Tier 1 Capital Ratio 19.47 21.406
Total Capital Ratio 20.72 22.306

Timeline for Boiling Springs Savings Bank

Boiling Springs Investment Company

Boiling Springs Investment Company became a new subsidiary organization for Boiling Springs Savings Bank.

View Profile Apr 27 2007

Rutherford Center Development Co., Inc

Rutherford Center Development Co., Inc became a new subsidiary organization for Boiling Springs Savings Bank.

View Profile Nov 07 2002

Ridgewood Savings Bank Of New Jersey

Acquisition: Boiling Springs Savings Bank acquired a new subsidiary, Ridgewood Savings Bank Of New Jersey, 22 years

View Profile Jun 30 2001

Boiling Springs Bancorp

Boiling Springs Bancorp became a new parent organization for Boiling Springs Savings Bank.

View Profile Dec 13 1999

Carteret Federal Savings Bank Of New Jersey

Acquisition: Boiling Springs Savings Bank acquired a new subsidiary, Carteret Federal Savings Bank Of New Jersey, 29 years

View Profile Mar 11 1995

Want to see more?

Complete timeline for Boiling Springs Savings Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Ridgewood Savings Bank Of New Jersey Seller 292,606 Acquisition Discontinued 6/30/2001
Carteret Federal Savings Bank Of New Jersey Seller 1,306,203 Failure 3/11/1995
Relationships Role Relationship Start Relationship End
Boiling Springs Bancorp Parent 12/13/1999
Boiling Springs Investment Company Subsidary 4/27/2007
Rutherford Center Development Co., Inc Subsidary 11/7/2002
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