Vitals
  • Total Assets
    361.8M 16.6 %
  • Total Deposits
    326.4M 17.0 %
  • Total Net Loans
    217.1M 19.1 %
  • Net Income
    4.3M 11.3 %
  • Book Value
    27.8M -1.3 %
  • Book Value x2
    55.5M -1.3 %
  • Book Value x3
    83.3M -1.3 %
ROAA

1.254

ROAE

14.821

Efficiency Ratio

60.207

Net Interest Margin

5.221

Balance Sheet Highlights
Financial Highlights Ellenville National Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 361,791 911,037
Total Net Loans 217,118 5,690,071
Total Deposits 326,406 670,793
Total Equity 27,754 91,398
Profitability
Net Income 4,260 142,404
Return on Average Assets 1.254 .991
Return on Average Equity 14.821 9.793
Net Interest Margin 5.221 3.735
Efficiency Ratio 60.207 66.544
Noninterest Income/Revenue 10.533 89.503
Balance Sheet Ratios
Loan-to-Deposit 66.518 66.208
Securities/Assets .318 2.114
Total Equity/Total Assets .077 .1
Tangible Equity/Tangible Assets .077 -3.095
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 27,941 76,445
Tier 2 Capital 2,757 306,565
Total Capital 30,698 83,326
Total Risk Weighted Assets 246,594 536,523
Leverage Ratio 7.84 9.68
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.33 17.464
Total Capital Ratio 12.45 18.615

Timeline for Ellenville National Bank

Sterling National Bank

Ellenville National Bank was acquired by Sterling National Bank 20 years

View Profile Jan 15 2004

E.N.B. Holding Company, Inc.

E.N.B. Holding Company, Inc. became a new parent organization for Ellenville National Bank.

View Profile Apr 01 1989

Ellenville National Bank

Ellenville National Bank was established 67 years ago and is currently headquartered in Ellenville, NY.

Dec 20 1956

Home National Bank Of Ellenville, The

Acquisition: Ellenville National Bank acquired a new subsidiary, Home National Bank Of Ellenville, The , 67 years

View Profile Dec 04 1956
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Sterling National Bank Buyer 13,581,585 Discontinued 1/15/2004
Home National Bank Of Ellenville, The Seller Failure 12/4/1956
Relationships Role Relationship Start Relationship End
E.N.B. Holding Company, Inc. Parent 4/1/1989 1/14/2004
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