Vitals
  • Total Assets
    14.2B 19.0 %
  • Total Deposits
    10.1B 17.6 %
  • Total Net Loans
    9.5B 21.2 %
  • Net Income
    147.4M 97.2 %
  • Book Value
    1.8B 8.1 %
  • Book Value x2
    3.7B 8.1 %
  • Book Value x3
    5.5B 8.1 %
ROAA

1.147

ROAE

8.341

Efficiency Ratio

49.206

Net Interest Margin

3.625

Balance Sheet Highlights
Financial Highlights Sterling National Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 14,175,698 1,637,033
Total Net Loans 9,505,499 1,047,955
Total Deposits 10,134,206 1,296,950
Total Equity 1,843,476 187,165
Profitability
Net Income 147,360 13,254
Return on Average Assets 1.147 .773
Return on Average Equity 8.341 7.506
Net Interest Margin 3.625 3.19
Efficiency Ratio 49.206 65.064
Noninterest Income/Revenue 11.323 18.239
Balance Sheet Ratios
Loan-to-Deposit 93.796 73.986
Securities/Assets .22 .167
Total Equity/Total Assets .13 .114
Tangible Equity/Tangible Assets .079 .109
Capital Adequacy
Tier 1 Common Capital 1,176,497 154,500
Tier 1 Capital 1,176,497 155,066
Tier 2 Capital 236,668 9,750
Total Capital 1,413,165 168,084
Total Risk Weighted Assets 10,822,688 1,138,832
Leverage Ratio 9.08 10.188
Common Equity Tier 1 Capital Ratio 10.87 16.458
Tier 1 Capital Ratio 10.87 16.551
Total Capital Ratio 13.06 17.647

Timeline for Sterling National Bank

Sterling Business Credit, Llc

Sterling Business Credit, Llc became a new subsidiary organization for Sterling National Bank.

View Profile Mar 31 2016

Hudson Valley Bank, National Association

Acquisition: Sterling National Bank acquired a new subsidiary, Hudson Valley Bank, National Association, 8 years

View Profile Jun 30 2015

Hvb Leasing Corp.

Hvb Leasing Corp. became a new subsidiary organization for Sterling National Bank.

View Profile Jun 30 2015

Sprain Brook Realty Corp.

Sprain Brook Realty Corp. became a new subsidiary organization for Sterling National Bank.

View Profile Jun 30 2015

Grassy Sprain Real Estate Holdings, Inc.

Grassy Sprain Real Estate Holdings, Inc. became a new subsidiary organization for Sterling National Bank.

View Profile Jun 30 2015

Want to see more?

Complete timeline for Sterling National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Hudson Valley Bank, National Association Seller 3,201,917 Acquisition Discontinued 6/30/2015
Sterling National Bank Seller 2,751,335 Discontinued 11/1/2013
Provident Municipal Bank Seller 819,611 Discontinued 11/1/2013
Gotham Bank Of New York Seller 429,489 Discontinued 8/11/2012
The Warwick Savings Bank Seller 667,225 Discontinued 10/2/2004
The Towne Center Bank Seller 45,650 Discontinued 10/2/2004
Ellenville National Bank Seller 361,791 Discontinued 1/15/2004
The National Bank Of Florida Seller 105,266 Discontinued 4/24/2002
Nassau Savings And Loan Association, F.A. Seller 219,524 Failure 11/17/1990
First Federal Savings And Loan Association Of Suffern Seller 50,085 Discontinued 5/11/1990
Relationships Role Relationship Start Relationship End
Sterling Bancorp Parent 7/21/2011
Sterling Bancorp Parent 1/14/2004 7/20/2011
Sterling Factors Corporation Subsidary 11/1/2013
Hvb Leasing Corp. Subsidary 6/30/2015
Sprain Brook Realty Corp. Subsidary 6/30/2015
Grassy Sprain Real Estate Holdings, Inc. Subsidary 6/30/2015
Sterling National Mortgage Company, Inc. Subsidary 11/1/2013
Warsave Development, Inc. Subsidary 7/21/2011
Hvb Realty Corp. Subsidary 6/30/2015
369 East Realty Corp Subsidary 6/30/2015
Hvb Properties Corp Subsidary 6/30/2015
Hvb Fleet Services Corp Subsidary 6/30/2015
21 Scarsdale Road Corp Subsidary 6/30/2015
Provest Services Corp. I Subsidary 7/21/2011
Provest Services Corp. Ii Subsidary 7/21/2011
Sterling Reit, Inc. Subsidary 7/21/2011
500 Commercial Holding Corp. Subsidary 11/1/2013
Sterling Business Credit, Llc Subsidary 3/31/2016
Hvb Equipment Capital Llc Subsidary 6/30/2015 3/2/2016
Hvb Capital Credit Llc Subsidary 6/30/2015 3/2/2016
Damian Services Corporation Subsidary 2/27/2015 10/1/2015
369 East 149Th Street Corp. Subsidary 6/30/2015 6/30/2015
2256 Second Avenue Corp Subsidary 6/30/2015 6/30/2015
Sterling Real Estate Holding Company Inc. Subsidary 11/1/2013 6/30/2014
Wsb Funding Corp. Subsidary 7/21/2011 6/30/2014
Provident Municipal Bank Subsidary 12/1/2012 10/31/2013
Provident Municipal Bank Subsidary 7/21/2011 11/30/2012
Provident Municipal Bank Subsidary 4/19/2002 7/20/2011
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