Vitals
  • Total Assets
    2.8B 3.3 %
  • Total Deposits
    2.3B 3.4 %
  • Total Net Loans
    1.8B 9.8 %
  • Net Income
    16.9M -2.7 %
  • Book Value
    239.3M 4.7 %
  • Book Value x2
    478.6M 4.7 %
  • Book Value x3
    718.0M 4.7 %
ROAA

.84

ROAE

9.589

Efficiency Ratio

68.861

Net Interest Margin

4.078

Balance Sheet Highlights
Financial Highlights Sterling National Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 2,751,335 1,547,160
Total Net Loans 1,816,152 877,258
Total Deposits 2,316,011 1,251,031
Total Equity 239,324 169,118
Profitability
Net Income 16,939 8,622
Return on Average Assets .84 .717
Return on Average Equity 9.589 6.841
Net Interest Margin 4.078 3.196
Efficiency Ratio 68.861 68.787
Noninterest Income/Revenue 25.005 23.92
Balance Sheet Ratios
Loan-to-Deposit 78.417 64.673
Securities/Assets .23 .174
Total Equity/Total Assets .087 .109
Tangible Equity/Tangible Assets .086 .103
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 247,533 155,118
Tier 2 Capital 24,150 9,028
Total Capital 271,683 164,921
Total Risk Weighted Assets 2,145,713 952,162
Leverage Ratio 9.15 10.83
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.54 18.983
Total Capital Ratio 12.66 20.043

Timeline for Sterling National Bank

Sterling National Bank

Sterling National Bank was acquired by Sterling National Bank 10 years

View Profile Nov 01 2013

Sterling Resource Funding Corp.

Sterling Resource Funding Corp. became a new subsidiary organization for Sterling National Bank.

View Profile Apr 03 2006

Sterling Trade Services, Inc.

Sterling Trade Services, Inc. became a new subsidiary organization for Sterling National Bank.

View Profile Jul 02 2001

Sterling Holding Company Of Virginia, Inc.

Sterling Holding Company Of Virginia, Inc. became a new subsidiary organization for Sterling National Bank.

View Profile Dec 07 1998

Sterling Real Estate Holding Company Inc.

Sterling Real Estate Holding Company Inc. became a new subsidiary organization for Sterling National Bank.

View Profile Feb 24 1997

Want to see more?

Complete timeline for Sterling National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Sterling National Bank Buyer 13,581,585 Discontinued 11/1/2013
Relationships Role Relationship Start Relationship End
Sterling Bancorp Parent 4/1/1996 10/31/2013
Sterling Bancorp Parent 10/1/1985 3/31/1996
Standard Financial Corporation Parent 11/30/1977 9/30/1985
Sterling Bancorp Parent 12/31/1970 11/29/1977
Sterling Factors Corporation Subsidary 6/30/2007 10/31/2013
Sterling National Mortgage Company, Inc. Subsidary 6/30/2007 10/31/2013
Sterling Real Estate Holding Company Inc. Subsidary 12/31/2007 10/31/2013
Sterling Resource Funding Corp. Subsidary 6/30/2007 7/31/2013
Sterling Trade Services, Inc. Subsidary 6/30/2007 1/26/2012
Sterling National Servicing, Inc. Subsidary 6/30/2007 12/31/2007
Sterling Holding Company Of Virginia, Inc. Subsidary 6/30/2007 12/31/2007
Sterling Factors Corporation Subsidary 1/1/1997 6/29/2007
Sterling National Mortgage Company, Inc. Subsidary 7/1/1996 6/29/2007
Sterling National Servicing, Inc. Subsidary 1/1/1997 6/29/2007
Sterling Holding Company Of Virginia, Inc. Subsidary 12/7/1998 6/29/2007
Sterling Trade Services, Inc. Subsidary 7/2/2001 6/29/2007
Sterling Resource Funding Corp. Subsidary 4/3/2006 6/29/2007
Sterling Real Estate Holding Company Inc. Subsidary 2/24/1997 12/6/1998
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