Vitals
  • Total Assets
    2.5B 9.1 %
  • Total Deposits
    2.1B 12.6 %
  • Total Net Loans
    1.9B 6.0 %
  • Net Income
    23.7M 0.4 %
  • Book Value
    207.5M 3.8 %
  • Book Value x2
    415.0M 3.8 %
  • Book Value x3
    622.6M 3.8 %
ROAA

1.02

ROAE

11.624

Efficiency Ratio

63.045

Net Interest Margin

3.565

Balance Sheet Highlights
Financial Highlights The Canandaigua National Bank And Trust Company All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 2,451,408 1,637,033
Total Net Loans 1,940,944 1,047,955
Total Deposits 2,063,151 1,296,950
Total Equity 207,572 187,165
Profitability
Net Income 23,710 13,254
Return on Average Assets 1.02 .773
Return on Average Equity 11.624 7.506
Net Interest Margin 3.565 3.19
Efficiency Ratio 63.045 65.064
Noninterest Income/Revenue 29.041 18.239
Balance Sheet Ratios
Loan-to-Deposit 94.077 73.986
Securities/Assets .133 .167
Total Equity/Total Assets .085 .114
Tangible Equity/Tangible Assets .083 .109
Capital Adequacy
Tier 1 Common Capital 210,235 154,500
Tier 1 Capital 210,235 155,066
Tier 2 Capital 20,762 9,750
Total Capital 230,997 168,084
Total Risk Weighted Assets 1,951,414 1,138,832
Leverage Ratio 8.77 10.188
Common Equity Tier 1 Capital Ratio 10.77 16.458
Tier 1 Capital Ratio 10.77 16.551
Total Capital Ratio 11.84 17.647

Timeline for The Canandaigua National Bank And Trust Company

Cnb Mortgage Company

Cnb Mortgage Company became a new subsidiary organization for The Canandaigua National Bank And Trust Company.

View Profile Aug 31 2010

Cannat Holdings, Llc

Cannat Holdings, Llc became a new subsidiary organization for The Canandaigua National Bank And Trust Company.

View Profile Mar 24 2009

Cnb Funding Corp.

Cnb Funding Corp. became a new subsidiary organization for The Canandaigua National Bank And Trust Company.

View Profile Dec 23 1998

Cnb Operating Subsidiary No. 1, Inc.

Cnb Operating Subsidiary No. 1, Inc. became a new subsidiary organization for The Canandaigua National Bank And Trust Company.

View Profile Jan 01 1996

Canandaigua National Corporation

Canandaigua National Corporation became a new parent organization for The Canandaigua National Bank And Trust Company.

View Profile May 31 1985

Want to see more?

Complete timeline for The Canandaigua National Bank And Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Hamlin Natioanl Bank Of Holoomb Seller Discontinued 12/15/1967
Relationships Role Relationship Start Relationship End
Canandaigua National Corporation Parent 5/31/1985
Cnb Operating Subsidiary No. 1, Inc. Subsidary 6/30/2007
Cnb Mortgage Company Subsidary 8/31/2010
Cnb Funding Corp. Subsidary 6/30/2007
Cannat Holdings, Llc Subsidary 3/24/2009
Cnb Operating Subsidiary No. 1, Inc. Subsidary 1/1/1996 6/29/2007
Cnb Funding Corp. Subsidary 12/23/1998 6/29/2007
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