Vitals
  • Total Assets
    667.2M -7.9 %
  • Total Deposits
    459.2M -1.5 %
  • Total Net Loans
    244.0M -17.1 %
  • Net Income
  • Book Value
    46.1M -21.3 %
  • Book Value x2
    92.2M -21.3 %
  • Book Value x3
    138.3M -21.3 %
ROAA

ROAE

Efficiency Ratio

77.851

Net Interest Margin

2.789

Balance Sheet Highlights
Financial Highlights The Warwick Savings Bank All Insured Savings Banks in New York
Balance Sheet $(000)
Total Assets 667,225 2,883,431
Total Net Loans 244,048 1,517,973
Total Deposits 459,174 1,638,405
Total Equity 46,234 301,576
Profitability
Net Income — 42,476
Return on Average Assets — 1.017
Return on Average Equity — 10.701
Net Interest Margin 2.789 3.448
Efficiency Ratio 77.851 65.084
Noninterest Income/Revenue 11.41 12.959
Balance Sheet Ratios
Loan-to-Deposit 53.149 74.424
Securities/Assets .445 .492
Total Equity/Total Assets .069 .105
Tangible Equity/Tangible Assets .067 -.029
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 44,148 232,390
Tier 2 Capital 3,206 16,292
Total Capital 47,354 261,281
Total Risk Weighted Assets 326,935 1,581,756
Leverage Ratio 6.43 8.919
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.5 16.88
Total Capital Ratio 14.48 17.729

Timeline for The Warwick Savings Bank

Sterling National Bank

The Warwick Savings Bank was acquired by Sterling National Bank 19 years

View Profile Oct 02 2004

The Warwick Commercial Bank

The Warwick Commercial Bank became a new subsidiary organization for The Warwick Savings Bank.

View Profile Jul 24 2001

Wsb Funding Corp.

Wsb Funding Corp. became a new subsidiary organization for The Warwick Savings Bank.

View Profile Jul 07 1999

Warwick Community Bancorp, Inc.

Warwick Community Bancorp, Inc. became a new parent organization for The Warwick Savings Bank.

View Profile Dec 23 1997

Towne Center Mortgage Company, Inc., The

Towne Center Mortgage Company, Inc., The became a new subsidiary organization for The Warwick Savings Bank.

View Profile Mar 07 1997

Want to see more?

Complete timeline for The Warwick Savings Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Sterling National Bank Buyer 13,581,585 Discontinued 10/2/2004
Relationships Role Relationship Start Relationship End
Warwick Community Bancorp, Inc. Parent 12/23/1997 10/1/2004
Towne Center Mortgage Company, Inc., The Subsidary 3/7/1997 10/1/2004
Wsb Financial Services, Inc. Subsidary 7/1/1988 10/1/2004
Warsave Development, Inc. Subsidary 7/15/1976 10/1/2004
Wsb Funding Corp. Subsidary 7/7/1999 10/1/2004
The Warwick Commercial Bank Subsidary 7/24/2001 10/1/2004
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