Total Capital Ratio Over Time
Total Capital Ratio The Warwick Savings Bank All Insured Savings Banks in New York
09-30-2004 14.48 17.729
06-30-2004 17.22 17.948
03-31-2004 16.98 17.977
12-31-2003 17.06 17.199
09-30-2003 17.03 17.279
06-30-2003 16.47 17.073
03-31-2003 15.79 16.959
12-31-2002 15.99 16.951