Vitals
  • Total Assets
    11.1M -44.0 %
  • Total Deposits
    7.8M -47.1 %
  • Total Net Loans
  • Net Income
    106000.0000 -17.2 %
  • Book Value
    3.4M 4.1 %
  • Book Value x2
    6.7M 4.1 %
  • Book Value x3
    10.1M 4.1 %
ROAA

1.016

ROAE

4.241

Efficiency Ratio

34.197

Net Interest Margin

2.747

Balance Sheet Highlights
Financial Highlights The Warwick Commercial Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 11,127 820,754
Total Net Loans — 6,041,305
Total Deposits 7,756 716,912
Total Equity 3,369 85,658
Profitability
Net Income 106 93,031
Return on Average Assets 1.016 1.023
Return on Average Equity 4.241 9.967
Net Interest Margin 2.747 3.657
Efficiency Ratio 34.197 66.369
Noninterest Income/Revenue 89.644
Balance Sheet Ratios
Loan-to-Deposit — 66.981
Securities/Assets .492 2.423
Total Equity/Total Assets .303 .104
Tangible Equity/Tangible Assets .303 -1.051
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,390 71,587
Tier 2 Capital — 358,533
Total Capital 3,390 77,532
Total Risk Weighted Assets 2,500 482,757
Leverage Ratio 28.59 10.296
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 135.6 19.446
Total Capital Ratio 135.6 20.529

Timeline for The Warwick Commercial Bank

Provident Municipal Bank

The Warwick Commercial Bank was acquired by Provident Municipal Bank 19 years

View Profile Oct 02 2004

The Warwick Savings Bank

The Warwick Savings Bank became a new parent organization for The Warwick Commercial Bank.

View Profile Jul 24 2001

The Warwick Commercial Bank

The Warwick Commercial Bank was established 22 years ago and is currently headquartered in Warwick, NY.

Jun 18 2001
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Provident Municipal Bank Buyer 819,611 Acquisition Discontinued 10/2/2004
Relationships Role Relationship Start Relationship End
The Warwick Savings Bank Parent 7/24/2001 10/1/2004
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