Leverage Ratio Over Time
Leverage Ratio The Warwick Savings Bank All Insured Savings Banks in New York
09-30-2004 6.43 8.919
06-30-2004 7.69 8.992
03-31-2004 7.83 9.236
12-31-2003 7.77 9.051
09-30-2003 7.59 9.112
06-30-2003 7.73 9.166
03-31-2003 7.78 9.287
12-31-2002 8.33 9.293