Vitals
  • Total Assets
    45.6M -1.3 %
  • Total Deposits
    30.1M -18.9 %
  • Total Net Loans
    41.5M 5.3 %
  • Net Income
    286000.0000 16.3 %
  • Book Value
    9.2M 4.5 %
  • Book Value x2
    18.4M 4.5 %
  • Book Value x3
    27.7M 4.5 %
ROAA

.827

ROAE

4.198

Efficiency Ratio

74.343

Net Interest Margin

5.996

Balance Sheet Highlights
Financial Highlights The Towne Center Bank All Insured Commercial Banks in New Jersey
Balance Sheet $(000)
Total Assets 45,650 772,491
Total Net Loans 41,451 403,866
Total Deposits 30,058 603,290
Total Equity 9,219 66,706
Profitability
Net Income 286 13,621
Return on Average Assets .827 1.137
Return on Average Equity 4.198 12.259
Net Interest Margin 5.996 3.901
Efficiency Ratio 74.343 67.43
Noninterest Income/Revenue 3.782 20.204
Balance Sheet Ratios
Loan-to-Deposit 137.903 75.084
Securities/Assets .033 .738
Total Equity/Total Assets .202 .086
Tangible Equity/Tangible Assets .202 .029
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 9,259 56,903
Tier 2 Capital 492 6,263
Total Capital 9,751 64,471
Total Risk Weighted Assets 39,346 410,247
Leverage Ratio 20.09 9.459
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 23.53 13.871
Total Capital Ratio 24.78 14.929

Timeline for The Towne Center Bank

Sterling National Bank

The Towne Center Bank was acquired by Sterling National Bank 19 years

View Profile Oct 02 2004

Warwick Community Bancorp, Inc.

Warwick Community Bancorp, Inc. became a new parent organization for The Towne Center Bank.

View Profile Oct 26 1999

The Towne Center Bank

The Towne Center Bank was established 24 years ago and is currently headquartered in Lodi, NJ.

Oct 25 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Sterling National Bank Buyer 13,581,585 Discontinued 10/2/2004
Relationships Role Relationship Start Relationship End
Warwick Community Bancorp, Inc. Parent 10/26/1999 10/1/2004
Similar Organizations
Organization City State Total Assets
First Security Bank Of Helena
 		Helena MT 45.2M
Park State Bank
 		Duluth MN 44.7M
Table Grove State Bank
 		Table Grove IL 44.7M
Farmers State Bank, Allen, Oklahoma
 		Allen OK 44.7M
Wilkinson County Bank
 		Irwinton GA 44.6M
The Merchants & Planters Bank
 		Clarendon AR 45.7M
Rolfe State Bank
 		Rolfe IA 44.3M
Richland State Bank
 		Bruce SD 46.1M
The Exchange State Bank
 		Springville IA 45.7M
The Bank Of Edison
 		Edison GA 45.5M