Efficiency Ratio Over Time
Efficiency Ratio The Towne Center Bank All Insured Commercial Banks in New Jersey
09-30-2004 74.343 67.43
06-30-2004 72.182 68.24
03-31-2004 76.54 68.983
12-31-2003 76.634 70.163
09-30-2003 76.429 70.632
06-30-2003 76.425 69.756
03-31-2003 80.163 70.823
12-31-2002 92.217 71.543