Efficiency Ratio Over Time
Efficiency Ratio Ellenville National Bank All Insured Commercial Banks in New York
12-31-2003 60.207 66.544
09-30-2003 61.153 66.043
06-30-2003 62.288 65.608
03-31-2003 64.895 66.329
12-31-2002 61.323 68.29